Tuesday, July 31, 2012

July 2012 Ponzi Scheme Roundup

Posted by Kathy Bazoian Phelps
July saw news in over 2 dozen Ponzi cases and court decisions in many others. Here are the highlights from the past month – who was arrested, convicted, sentenced, etc., followed by a summary of the more significant legal decisions and pleadings filed in pending cases. This isn’t everything that happened in the world of Ponzi schemes, but it is enough to give you a flavor of the level of activity in just this one month period of time.
PONZI SCHEME CASES
James W. “Bill” Bailey’s Ponzi scheme case saw 42 property owners, who had their property seized by the government in a related forfeiture action, challenge the forfeiture. The property owners contend that a new plea agreement rendered the preliminary forfeiture order invalid and that there is no nexus between their properties and the criminal conduct of Bailey, who is accused of running a $13 million Ponzi scheme in North Carolina.
Steven Bingaman, 55, pleaded guilty to 23 counts relating to his Ponzi scheme. He falsely told his victims that their money would be put in escrow or safely invested, but spent the money instead on his homes, a Las Vegas bookie, and other expenses.
Full Tilt Poker CEO Raymond Bitar, 40, was arrested over an alleged Ponzi scheme where Bitar falsely claimed to Internet poker customers that their money would be safe and would not be mixed with company funds. Bitar pleaded not guilty, was held and then later released on $2.5 million bail. The scheme allegedly involved $430 million received from players.
Robin Brass, 55, was sentenced to 8 years in prison for her scheme which stole $1.9 million from investors.
John Clement, 66, from Southern California, surrendered to serve his 2 year prison term for running a $5 million Ponzi scheme called Edgefund Capital, LLC that he ran out of his house. Edgefund was supposedly a hedge fund that took money from 22 investors.
Brendan Coughlin, 46, and Henry Harrison, 47, were charged in the $485 million Ponzi scheme of Dallas-based Provident Royalties LLC founded by Joseph Blimline that defrauded more than 7,700 oil and gas investors.
John W. Cranney of Belmont, California, was accused of running a Ponzi scheme that defrauded at least 36 elderly victims of $10.4 million, promising them high returns of 6% or more on supposedly safe investments for retirement, which were invested in unregistered securities and that he called promissory notes. He used investors’ money to, among other things, fund his company, Shaklee Corp., that recruits sales people to sell health and personal care products.
Ramon Desage, 61, was arrested on charges of wire fraud and for allegedly soliciting about $75 million from at least 4 investors to fund his lavish lifestyle and payoff gambling debts. Desage, a Las Vegas businessman with a dual Lebanon citizenship, used his company, Cadeau Express, to solicit funds from investors with promises of high returns.
Gordon A. Driver, who lives in Las Vegas and has ties in Southern California, operated a Ponzi scheme using his companies, Axcess Automation, LLC and Axcess Fund Management LLC, that stole $14.3 million from more than 100 people in the U.S. and Canada. Driver was ordered to pay $9.6 million in restitution plus a $31.8 million civil penalty.
Jedidah Duarosan of Hawaii plead guilty to operating a Ponzi scheme that took $882,000 from 6 families, promising them risk-free returns of 5% per month supposedly funded by investments in oil, gold, and real estate.
Archie Larue Evans, 41, of South Carolina, was charged of various crimes for his Ponzi scheme operations of Gold & Silver, LLC, which invested in futures markets through a company named Open E Cry. The alleged scheme, which promised investors a high rate of return, resulted in losses in excess of $2.5 million.
Mark Feathers, 48, and his Los Altos company, Small Business Capital Corp. (known as SB Capital), had their assets frozen by the SEC for operating a Ponzi-like scheme that raised $42 million from more than 400 investors by claiming to invest in mortgages that could provide a 7.5% annual return. SB Capital underwrote loans to commercial properties.
Alan G. Flesher, 64, Wayne D. Flesher, 62, and Nancy Carol Khalial, 64, of Oxnard, California, pleaded guilty to 17 counts in connection with a Ponzi scheme they were running through companies called Unlimited Cash Inc. (UCI) and Douglas Network Enterprises Inc. (DNE). The defendants told victims that UCI would sell ATMs and “Ad Toppers”—computer monitors capable of displaying video advertisements—and DNE would place the devices in commercial locations that would generate income. The defendants took in approximately $41 million over a four-year period from approximately 700 investors, but did not place most of the ATMs and Ad Toppers sold to investors. The loss amount to victims is approximately $27 million.
Celia Gallardo, 42, of San Fernando, California, was arrested and accused of operating a real estate Ponzi scheme that bilked dozens of investors out of over $1 million using her companies Gold Feather Realty and Gold Credit Investments. Gallardo told investors that she would purchase condominiums located in other states that would yield extraordinary short-term returns of as much as 100% in thirty days. Gallardo told investors that their money was safe and she issued them promissory notes evidencing their investment and promised returns.
Allen R. Jacobson who was named as part of an alleged $200 million Ponzi scheme was held in contempt for trying tried to hide assets from a court-appointed receiver. Jacobson failed to turn over $220,000 in tax refunds to the receiver appointed to take over Management Solutions Inc. Jacobson has since returned over $170,000 but had not yet paid over the remaining $50,000. Jacobson, his father and his company took in more than $200 million from about 225 investors for real estate investments, mostly in apartment buildings in various states. Jacobson and his had used their connection as members of LDS Church to solicit 225 investors through a complex web of entities under the umbrella of Management Solutions, Inc. The Jacobsons have entered into a settlement with the SEC although the terms of the settlement are not yet known.
David Lincoln Johnson, 73, of Southern California, was sentenced to 14 years in prison for being one of 3 perpetrators of a $16 million Ponzi scheme. Co-defendants Christiano Kawika Hashimoto, and Catherine Lipscomb, previously pleaded guilty to mail fraud and receiving sentences of 10 years and two years, respectively. Through their companies, Financial Solutions, and Gentech Fabrication, Inc., they defrauded investors, offering a fixed rate of interest ranging from 5% to 20%, payable on a monthly basis. Promissory notes supplied to investors also indicated that their investment was backed by a $100 million government bond.
Chetan Kapur, the sole managing principal of ThinkStrategy Capital Management LLC, a hedge-fund manager who allegedly invested with convicted Ponzi scheme operators Samuel Israel III and Arthur Nadel, was himself charged with fraud.
Thomas E. Kelly was sentenced to 4 years and 3 months plus 5 years supervised release. For 15 years, Kelly lured at least 19 investors to invest at least $1 million in his fictitious entity, Seneca Group.
Stephen J. Klos, 86, a former usher of a Mercer Island Church, pleaded guilty to 10 counts of securities fraud for running a Ponzi scheme that defrauded elderly victims. Klos and Robert Justice, paid later investors in the scheme with money from new clients, and kept money for themselves along the way. Between 10 and 23 victims were affected, and more than $3 million was stolen from church members and others. Klos had been barred from securities and financial dealings in 1992 for running another Ponzi scheme that raised more than $3.4 million. Justice pleaded guilty earlier this year to four counts of securities fraud and received a one-year sentence. Klos faces a sentencing range of 51 to 68 months when he is sentenced in December.
Jeffrey Lowrance, who once lived in Houston Texas, pleaded guilty to charges related to a $25 million Ponzi scheme that he operated by taking advantage of liberal laws in New Zealand. Lowrance set up a shell company, First Capital Savings & Loan, in New Zealand for $130, which he ran from Panama, and he defrauded over 400 victims by promising them up to 7% interest each month by investing in his foreign currency trading scheme. Lowrance kept the money for himself, and it is alleged that he used some of it to fund an unsuccessful religious newspaper called “USA Tomorrow.”
Peter Madoff, brother of Bernard Madoff, remains free on bail until his October 4th sentencing, after pleading guilty and agreeing to serve 10 years in prison. He also agreed to surrender all of his assets, and his Park Avenue co-op is on the market for $4 million. Proceeds from the sale will be turned over to the U.S. Marshals Service as part of his forfeiture agreement.
Brian Keith Miller, 46, admitted to soliciting about $1 million from clients of an investment firm from which he had been fired. Miller had worked as a financial adviser for Anderson and Strudwick, an investment firm, when he was fired over accusations that he misused clients' money. He continued to solicit money from other clients, who said he never told them he'd lost his job.
Ward Onsa, 60, of New Century Investment Management, LLC, was sentenced to 6 ½ years in prison for running a Ponzi scheme in which investors, primarily retirees, lost more than $3 million. Onsa told the New Century investors that their money would be used to purchase securities, futures contracts, and options designed to profit when the Dow Jones Industrial Average reached 10,748. Onsa’s trading theory was that the market would not go above this level. When the market surpassed the 10,748 level, the investments lost their value.
Terrance Osberger, 48, was indicted in connection with an alleged Ponzi scheme that he allegedly ran through Eagle Trades, Ltd., a “high-yield” investment program designed to entice investors with the promise of high returns. At least one investor was promised returns of 1,100 percent over the course of 190 days.
Wayne L. Palmer, 57, owner of National Note of Utah, LC, was the subject of a complaint filed by the SEC in connection with an investment program that took in more than $100 million from more than 600 investors over the past eight years. Palmer and the company are based in West Jordan, Utah. Palmer has solicited investors to purchase two to five-year promissory notes issued by National Note, which were to pay interest at a fixed annual rate of 12% with a minimum investment of $25,000.
Gurudeo ‘Buddy’ Persaud was charged by the SEC with defrauding at least 14 investors of more than $1.1 million with promises of 6 to 8 percent returns. Persuad was investing money through his company, White Elephant, on the basis of lunar movements, mainly relying on an internet service that provided directional market forecasts based on lunar cycles and gravitational pull. His investment strategy was based on the idea that gravitational forces affect mass human behavior and the stock market, and that, when the moon exerts greater gravitational pull on the earth, people feel dejected and are more inclined to sell securities.
Aubrey Lee Price, a Georgia banker who disappeared after writing a suicide letter, was indicted for bank fraud. Price is accused of embezzling over $21 million from a bank in Georgia and for stealing more than $40 million from investors in a Ponzi scheme.
Richard F. Reynolds aka Richard F. Adkins, of Bozeman, Montana, was arrested after being charged with over 20 felonies, including allegations that he operated a pyramid or Ponzi scheme by soliciting investors for a purported foreign currency trading platform through Buffalo Extension and Buffalo Exchange, among other things, which were not registered with any state securities department or the SEC. Investors, many of whom were clerics and pastors, were promised quarterly returns of 100 percent. Reynolds took in $5.4 million from over 140 investors in 21 states and six countries. He has pleaded not guilty and is being held on $10 million bail.
Eric Schmickle, 37, of Cedarburg has admitted to stealing nearly $3 million from investors in a Ponzi scheme, whose victims included his father, brothers and attorneys who worked with his brother. Schmickle, through his businesses Q Wealth Management and Aquinas, traded commodity futures contracts through the Chicago Mercantile Exchange. It is alleged that Schmickle took in $4.2 million from 10 investors. Schmickle agreed to pay $2.9 million in restitution.
Allen Stanford, 62, who was convicted earlier this year of running a multi-billion dollar Ponzi scheme, has been moved to a high security federal prison in Central Florida to begin serving his 110-year sentence. He has been in custody since his arrest in June 2009, and was found guilty of defrauding more than 20,000 investors of $7 billion through the sale of bogus certificates of deposit at his Antigua-based Stanford International Bank. It is reported that according to the orientation handbook for the prison facility, the Coleman II facility, located 50 miles northwest of Orlando, it serves brunch on the weekend, has Bocce ball courts, a music centre and a game room.
Arthur Strasnick, 64, a Florida investment adviser, was sentenced to five years in prison followed by three years of supervised release and ordered to pay $1.9 million in restitution. As president of Backstreet Associates Inc. from 2003 to 2006, he ran a Ponzi scheme that promised investors a "guaranteed" rate of return of 12 percent to 20 percent annually.
Ron Wilson, 64, of South Carolina, and former Anderson County Council member, pleaded guilty in connection with his Ponzi scheme operations of Atlantic Bullion & Coin. He never actually purchased the metal as he promised his investors. More than 900 people invested more than $90 million.

PONZI SCHEME NEWS IN PENDING LEGAL CASES
The SEC lost its battle with SIPA in the Stanford Financial Ponzi case to have Stanford investors covered as “customers.” About 7,000 clients who purchased Stanford International Bank CDs will not be treated as customers and therefore will not receive the benefit of SIPC insurance. SEC v. SIPC, 2012 U.S. Dist. LEXIS 91496 (D.C. July 3, 2012).
California Attorney General Kamala Harris and Irving Picard, the liquidator of Bernard l. Madoff Investment Securities, LLC, have agreed to mediate a dispute regarding Harris’ lawsuit against the estate of Stanley Chais, a target of litigation commenced by Picard for $1 billion allegedly withdrawn from the Ponzi scheme. Harris is seeking $270 million from the Chais estate. Picard contends that only he can collect money for Madoff's Ponzi victims and that Harris’ lawsuit interferes with his exclusive right to recover money for Madoff victims, while Harris contends her suit can proceed because she's using her state policing power to protect consumers from fraud.
Irving Picard, the Madoff trustee, filed a motion asking for approval to make another distribution of recovered funds, ranging from $1.5 billion to $2.4 billion. The appeals period ran on July 16, 2012, on a ruling to deliver $5 billion of settlement funds from Picower to the Madoff estate, which has freed up those funds for distribution to investors. However, many investors have filed objections regarding their claim amounts, seeking claims for time-based damages of interest at 9% since the time when their funds were first invested. If no interest is allowed, Picard would be able to distribute $3.019 billion, or 41.826% of each customer’s allowed claim. However, if Picard is required to reserve 3% for Time-Based Damages, he can only distribute $2.427 billion, or 33.541% of each customer’s allowed claim. If he is required to reserve 9% for Time-Based Damages, he can only distribute $1.493 billion, or 20.563% of each customer’s allowed claim.
The Second Circuit upheld an arbitration award against Goldman Sachs in the amount of $20,580,514.52 for handling of funds in the Bayou Group, LLC Ponzi case. Goldman Sachs Execution & Clearing, L.P., fka Spear, Leeds & Kellogg, L.P. v. Official Unsec. Cred. Comm. of Bayou Group, LLC, 2012 U.S. App. LEXIS 13531 (2d Cir. July 3, 2012)
An $11 million class settlement was approved on a preliminary basis regarding claims arising from the Ponzi case of LandAmerica Financial Group, Inc. The claims against Commonwealth Land Title Co. and others were that they defrauded nearly 400 investors by helping LandAmerica Financial Group Inc. orchestrate a Ponzi scheme that cost the investors $191 million.
Bank of America agreed to pay $5.9 million to settle allegations that it ignored warning signs in the Nevin Shapiro investment fraud, a Florida Ponzi scheme. The bank is seeking a court order banning any future lawsuits against it related to Shapiro.
Two investors, Joshua M. Berman and Richard Born failed in their attempts to recover $1.25 million and $10.5 million respectively, from fund manager J. Ezra Merkin for money lost in Bernard Madoff's Ponzi scheme. An arbitration panel denied Berman’s claim and allowed only $1 million plus interest to Born. In the meantime, Merkin agreed to pay $410 million to settle a lawsuit brought by New York state that accused Merkin of secretly steering client money to Madoff. Berman and Born could still recover losses from the Attorney General’s settlement or from Irving Picard, the Madoff trustee, despite the arbitration. Merkin also agreed to pay an additional $110 million to investors.
A Minnesota Court of Appeals ruled that 19 banks that were victims of Corey Noel Johnston’s $135 million Ponzi scheme will divide the remaining funds based on their net investment and leave out the interest owed. Johnston and his company, First United Funding, had sold “loan participations” to banks, having the banks participate in loans for commercial real estate deals that already had been sold to other banks. After the scheme unraveled, the victim banks disagreed on how distributions of any recovered assets should be calculated. A district court ruling said that recovered assets would be distributed based on each bank's net investment. Some of the banks that had invested with First United for a longer period of time argued they would have received more money from the receiver if the payouts were based on principal and interest. The appellate court noted that calculations by the court-appointed receiver in the case show that 10 banks would get more money back using the interest-included method, and nine would get more back with the net-investment method.
A U.S. District Court in Dallas ruled that Allen Stanford’s U.S. court-appointed receiver may keep control of the process to collect and distribute Stanford’s assets to victims, overruling efforts by the Antiguan liquidators to administer those assets. The court said that it was "manifestly clear" that the United States was the "nerve center" of Stanford's estimated $7 billion fraud, which centered on bogus certificates of deposit.

Tuesday, July 24, 2012

Admiralty/Maritime Law

Equity Law, which once controlled America’s Corporate Courts, has been replaced
with Admiralty/Maritime Law, pursuant to Title 28 of the United States Code and
the Judiciary Act of 1789. This is the Law of Merchants and Sailors. Under
Admiralty/Maritime Law, the courts presume you owe the mortgage or the tax or
that you committed a crime defined as a Criminal Statute and it is your obligation
to prove you’re innocent! This means, you’re guilty until you prove you’re
innocent, which is the same standard and procedure used in a Military Court
Martial. Haven’t we always been told that “You are innocent until proven guilty?”
Lies, Lies and more Lies! We are not free men; we are slaves, and bound to our
Masters by adhesion contracts and secret Trusts. The goal of the Masters and
their agents, our elected officials, is to keep the people oppressed and
subservient to them. As the Masters’ agents, they utilize propaganda techniques
through government-controlled schools, churches, the media and mind control by
force and or the threat of force through the courts and police enforcement. Police
officers in America have been pumped full of more bullshit than a manure
spreader and because of their trust, public school conditioning and training, they
haven’t the ability to see what is going on. Many have been conditioned by
previous military service not to think for themselves but just follow orders, which
makes many of them as dangerous as a Terrorist! Now ask yourself - who are the
real Terrorists in America? Guess what? The Constitution isn’t for the Police either,
and still they are forced to swear an oath to defend it. The more regulations,
statutes and codes created, and the greater the number of regulatory officers and
agencies created to enforce them, the greater the Masters’ control over their
slaves; and that is mind control by force and threat of force, by the very people
we rely on, to protect and serve!
At some point in history the foreign Agents in control of our Federal Government,
decided that they needed to create Federal Police Agencies to protect them. I
can’t blame them! If I were a part of a conspiracy that could result in the
American people hanging me for Treason, I’d want bodyguards, too. Now, if you
are one of these public officials, how do you justify the employment and expense
of bodyguards, when nobody is trying to injure you, and you don’t want anyone
to know that you are committing Treason? Instead of confessing your motives,
you must find a way to accomplish your objective and blame it on someone else.

Monday, July 23, 2012

Two Constitutions in the United States.

Since 1871 the United States president and the United States Congress has been playing politics under a different set of rules and policies. The American people do not know that there are two Constitutions in the United States. The first penned by the leaders of the newly independent states of the United States in 1776. On July 4, 1776, the people claimed their independence from Britain and Democracy was born. And for 95 years the United States people were free and independent. That freedom ended in 1871 when the original “Constitution for the united states for America” was changed to the “THE CONSTITUTION OF THE UNITED STATES OF AMERICA”.

The Congress realized that the country was in dire financial straits, so they made a financial deal with the devil – international bankers — (in those days, the Rothschilds of London ) thereby incurring a DEBT to said bankers. The conniving international bankers were not about to lend the floundering nation any money without some serious stipulations. So, they devised a way of taking back control of the United States and thus, the Act of 1871 was passed. With no constitutional authority to do so, Congress created a separate form of government for the District of Columbia.

With the passage of “the Act of 1871” a city state (a state within a state) called the District of Columbia located on 10 sq miles of land in the heart of Washington was formed with its own flag and its own independent constitution – the United States’ secret second constitution.


Pope meeting with the board of directors of The Vatican Bank


POTUS is the Chief Executive (president) of the Corporation of the United States operating as any other CEO of the corporation — governs w/a Board of Directors (cabinet officials) and managers (Senators/Congress) Obama as others before him is POTUS — operating as “vassal king” taking orders once again from “The City of London” through the RIIA (Royal Institute of Intl Affairs). The Illuminati (founded by the The Society of Jesus or Jesuits, the largest Roman Catholic Religious Military Order headed by the Black Pope) created the Royal Institute of International Affairs (RIIA) in 1919. The American equivalent to the RIIA is the Council of Foreign Relations (CFR). The RIIA and CFR set up Round Table Groups (based on the King Arthur myths).

What did the Act of 1871 achieve? The ACT of 1871 put the United States back under British rule (which is under Vatican rule). The United States people lost their independence in 1871.


THE CONSTITUTION OF THE UNITED STATES OF AMERICA is the constitution of the incorporated UNITED STATES OF AMERICA. It operates in an economic capacity and has been used to fool the People into thinking it governs the Republic. It does not! Capitalization is NOT insignificant when one is referring to a legal document. This seemingly “minor” alteration has had a major impact on every subsequent generation of Americans. What Congress did by passing the Act of 1871 was create an entirely new document, a constitution for the government of the District of Columbia, an INCORPORATED government.

The flag of Washington’s District of Columbia has 3 red stars, each symbolizing a city state within the three city empire. The three city empire consists of Washington D.C., London, and Vatican City. London is the corporate center of the three city states and controls the world economically. Washington’s District of Columbia city state is in charge of the military, and the Vatican controls it all under the guise of spiritual guidance. Although geographically separate, the city states of London, the Vatican and the District of Columbia are one interlocking empire called “Empire of the City”

The constitution for the District of Columbia operates under tyrannical Vatican law known as “Lex Fori” (local law). When congress passed the act of 1871 it created a separate corporation known as THE UNITED STATES and corporate government for the District of Columbia. This treasonous act has unlawfully allowed the District of Columbia to operate as a corporation outside the original constitution of the United States and in total disregard of the best interests of the American citizens.






Instead of having absolute and unalienable rights guaranteed under the organic Constitution, we the people now have “relative” rights or privileges. One example is the Sovereign’s right to travel, which has now been transformed (under corporate government policy) into a “privilege” that requires citizens to be licensed – driver’s licenses and Passports. By passing the Act of 1871, Congress committed TREASON against the People who were Sovereign under the grants and decrees of the Declaration of Independence and the organic Constitution. The Act of 1871 became the FOUNDATION of all the treason since committed by government officials.


POTUS Obama at the Vatican Corporate headquarters

Saturday, July 21, 2012

Off to see the wizard the wonderful wizard of OZ...

In the Wizard of OZ (ounce), the Bankster, of the Emerald City (the city of green,
the Federal Reserve) Dorothy is accompanied or followed by a strawman, (a mindless
corporate fiction) and a TIN man (Tax Identification Number), and cowardly lion (the king of
this jungle in which we now live, representing government, who are afraid of the Banksters
and Attorners), and Toto (a term meaning, all or total).
Remember the Black Robed Devil wanted it (the farm) ALL from the beginning.
The street of GOLD lead to the Federal Reserve. Did you note that the servants of the Black
Robed Devil, were winged ape like creatures, who are ready to swoop down on their victim
at any second? The Banksters and Attorners had dumbed down the general population to
half wits. The TIN man was carrying and holding up an ax, a symbol of FASCISM, to which
Dorothy, unknowing, gave new life or rebirth.
In attempt to stop Dorothy from getting to the Bank, the Black Robed Devil placed before
Dorothy a field of poppies. Dorothy, Toto and the Lion fell into a drunken stooper.
Remember, opium and heroin come from poppies. What happens next? Dorothy's corporate
fiction and tax number cried out to SATAN CLAUSE for a quick fix. Satan Clause gives them
SNOW, cocaine; everything is better now. What a scam! And, the American sheople have
bought it hook, line and sinker, since the last three Presidents of the United States have ALL
be notorious DRUG SMUGGLERS.
Too, it should be noted that the Black Robed Devil was extremely jealous of Dorothy. She
wanted Dorothy's slippers. Slippers represent protection, mobility and means of movement.
By taking Dorothy's slippers, Dorothy's ability to travel, work or witness would become
limited. Remember, Dorothy was still of sound mind, which is more then I could say for the
balance of the population. In the movie the slippers were Ruby, representing life itself; life is
in the blood. The Black Robed Devil wanted to complete and TOTALLY enslave Dorothy.
Ruby, is red, representing blood, which anyone, who is a Christian knows and comprehends
that REDEMPTION is by the blood of the Lamb.
Like Simon the Sorcery, the Black Robed Devil was attempting attain redemption by some
other means, then submitting to the Kingship of Yahshua Messiah.
However, in the original text of the book (1900), the slippers were silver, representing the
We aren't in Kansas anymore.
people as having some wealth. In the movie the Banksters had already stolen the Gold
(1933), but the American people still had silver Coin until 1965.

Thursday, July 19, 2012

ASSUME THE FOLLOWING

The United States is bankrupt and has been since 1933. The U.S. "went off the gold
standard" in 1933. The U.S. "went of the silver standard" in 1964. Remember? That's
when all the coins were debased for cheaper metals like copper and nickel. Therefore,
the United States has no gold or silver backing for currency and daily operations as
required by the Constitution.
So, what assets are left? So how does the United States finance its daily operations?
The only asset left is the people. In the government's own language, it is called "the
good faith and credit" of the American people. But, what is that "faith and credit" based
on? Look at Senate Resolution #62 above. "ALL PROPERTY BELONGS TO THE
STATE" and you are now a "mere user" of "their property". In their own words; you
allegedly have "so-called ownership" by the (so-called) "virtue" of a Bankrupt
Government? But, how did this take place? Where did the U.S. Government find the
"faith"?
Solution; collateralize people for the "credit" by getting the people to "believe and
have faith".
How? By registering them (all United States Citizens and Americans) into international
commerce, and selling bonds on them. The person becomes the surety on the bonds, or
the "pledge" for the "faith" to build the "credit of the United States". The asset bonded
(the personal collateral) is the "energy" or the future labor of the people which is payable
at some undetermined future date. Thus, the people become the "utility" for the
"transmission" of energy, which is your labor and intellectual property over time.
When a baby is born in the United States, a birth certificate is registered with the Bureau
of Vital Statistics in the state of birth. The keyword here it is "registered"; as in, "gifted
with a certificate" that is given by the parents of the child to the "virtue of the
government", and then registered in international commerce through the DEPARTMENT
OF HUMAN RESOURCES. We are Human Resources [Executive Order 13037
Sec. 2(b)] WILLIAM J. CLINTON Filed with the Office of the Federal Register, 8:45 a.m.,
March 5, 1997
NOTE: Now you know what a "human resource" is. Your energy and intellect are "resourced",
meaning taken from the "source" (i.e. You) and "sourced" to something else
(i.e. The U.S. Government's monetary system of "good faith" (belief) and credit.
The baby becomes the surety, whose energy is due at some future date. When the Birth
Certificate is registered in the U.S. Department a Commerce, the Department of Treasury
issues a bond on the Birth Certificate and the bond is sold at a SECURITIES
EXCHANGE as a "Derivative" (meaning a derivation on the Name....in ALL CAPITAL
LETTER NAME See Blacks sixth edition dictionary) and bought by the Federal Reserve
Bank through the Deposit Trust Corporation (aka: DTC) at 55 Water Street, in New York
City, about two blocks down the street from the FED. The DTC is a high-rise office
building and the sign out front reads: "The Tower of Power".
You've seen that TOWER, right? Remember the LORD OF THE RINGS and the Energy
Transfer Towers of the MATRIX.
When the Birth Certificate is registered, a separate legal entity is created; a mirror image
of the real flesh and blood. This separate entity, or alter ego is called the "straw man".
Remember the Straw Man with "no brain" in WIZARD OF OZ?
The Straw Man is the “accommodation party” of UCC 3 -- 415. The name is credit. (See
Blacks 6th. “Accommodation party” and "Straw Man"). Therefore the right (or the use)
has been separated from the title (or deed). The “"straw man” holds the title (and "he/it"
belongs to the government's client who bought the bond/title) and the flesh and blood
man has only naked possession with the limited “right” to use the thing (like his body or
his alleged possessions and land, which now becomes “usury” of another title/property).
When the straw-man violates some rule or statute (for instance a traffic ticket), the flesh
and blood man must appear at the arraignment and admit the straw-man's name (credit)
and then "pay it's debt to the society". The “energy” on the surety is due and payable by
the flesh and blood man who is in use of the straw man. The flesh and blood man is the
“offender” through the improper use of the straw-man. An “offender” is on the offensive
team until he screws up and goes on the defensive with the defendant and loses.
This is why civil rights suits get dismissed out-of-court on Civil Rule 12 (B)(6): "failure
to state a claim upon which relief can be granted". The word: "claim" is another word for
"title". So you have "failed to state a "title" upon which relief can be granted". You do
not own the "title" even to our own bodies anymore, and the United States verified this
with SENATE RESOLUTION #62..."All ownership is in the hands of the State" and your
"use" of any property or labor, including your own...."is subordinate to the STATE".
What is the result?
A very sophisticated form of peonage-servitude and the Constitution does not apply
because the government, on all levels, is thrown into international commerce, the law
merchant, now known as the Uniform Commercial Code. [See Public Law 88 -- 244 in
which the U.S. subscribed to private international law. See definition of "goods" under
the UCC at 2 -- 105 (1) and 9-- 105 (1) in which animals, i.e. -- humans and their unborn
offspring, become "goods" sellable in commerce.]
Revelation 18:.....11-17"The traders will cry and carry on because the bottom dropped out
of business, no more market for their goods: gold, silver, precious gems, pearls; fabrics of
fine linen, purple, silk, scarlet; perfumed wood and vessels of ivory, precious woods,
bronze, iron, and marble; cinnamon and spice, incense, myrrh, and frankincense; wine
and oil, flour and wheat; cattle, sheep, horses, and chariots. And slaves—their terrible
traffic in human lives.
So if this scenario is correct, how does one get back the bond that has been sold on the
Birth Certificate? How does one "break the collusion" with a system that one does not
believe in or even really know or understand?

MICRO-PRINT On your Checks

To eliminate credit card debt, you must understand that the debt is not yours personally. Since you began doing money transactions, you've functioned as a voluntary fiduciary representative for a trust account, paying its bills with your own energy. When you set up your first checking account, you accepted this relationship with the trust the government had set up in your name. You have not had control of this trust because you never claimed it and your parents didn't know.

Notice how the "Money System" maintains the illusion. Look at your checkbook. How did they present your name? ALL CAPS. Odd, isn't it? Try to have them CHANGE that to normal capitalization. They CAN'T do it because their computers won't permit that. Bank staff may not be unaware of why. Do they insist on ALL CAPS because they would like to be very clear and allow no mistakes? A clue to that answer is the line on which you sign your name. It's not a line. It's nearly microscopic words, some of the finest fine print you might ever encounter. It generally says something like "ONLY AUTHORIZED REPRESENTATIVE." So you the human being has been given authority to sign the checks of your trust, which is an incorporated entity, a fiction. The checking account is not yours.


Judges Bench Book

JudgesBenchBookU.S.federalDistrict

THE HOLY ROMAN CHURCH:



Catholics have always been prohibited from questioning the Pope and the precepts of the Church, for a very good reason, which will be explained as you read on. 

All Pope’s and the privately owned Corporate Holy Roman Church, have always been a major player in shaping World politics; Governments; Commerce and minds, since the early Roman Empire and continues to do so to this date! 

The Roman Church was originally a Pagan Church and remained so under Roman Emperor Constantine.  The advent or appearance of Jesus Christ and His new Christian religious movement called Christianity, and the religious wars that ensued; caused Emperor Constantine to rethink his position as the Pagan Emperor of Rome. 

So, upon the orders of Constantine, at the Council of Nicaea, the Pagan Priests of the Roman Church, were ordered to begin the difficult and tasteless task of attempting to blend Christianity and Paganism together to create one church, to be called: The Holy Roman Church. 

Christ was an unusual man and prophet, with some typical human traits, and at the Council of Nicaea, the Pagan Priests, decided that Christ must be perceived as a living God and as a living God, any suggestion or possibility that Christ took a spouse must be removed from the Scriptures, and thereafter Priests were forbidden to marry.

The Holy Roman Church, actually remained more Pagan than Christian and Emperor Constantine, would eventually submit to what he considered to be, “the indignity of baptism,” just months before his natural death.  Historians for the Vatican made certain that Constantine would be depicted as a reformed man and Christian Emperor but that was not exactly accurate or true!

NOTE: The Pagan influence in The Holy Roman Church, explains the outward discrepancies between the organization of the Church and the Holy Scriptures, such as ostentatious buildings and religious garb; idol worship, purgatory, exorcisms, excommunications, Saints, Demons; the hording of wealth and antiquities, which always existed in the ancient Pagan cult.            

Most people do not know that there are two Popes!  The White Pope is responsible for the administration of the Holy Roman Church and the Black Pope is a Jesuit and mercenary and is responsible for eliminating people and problems affecting the Church, with extreme prejudice!

The Vatican today is a privately owned, corporate, money-driven and self-interested religious cult.  It is a front for the Italian P2 Masonic Lodge or “Illuminati,” which is routinely involved in murder for hire; gambling; pedophile sex and white slavery. 

Vatican City, is one of three privileged and autonomous City States, which also coordinates elite Pan-American global organized crime for the Western Banking Cabal.  The other two City States are:  Washington, D.C. and the City of London. 
The Holy Roman Church, has become identified as the center of the World’s spiritual leadership; the City of London, has become identified as the Center of World Finance, and Washington, D.C., has become identified as the Center of World Military power.  All three are inseparable in philosophy and yet separate, corporate centers in their own right! 

[e.g.] Vatican City is immune from Italian Law; London is immune from British Law; Washington, D.C. is immune from State Law, and all three are collectively the unified center of a Secret Society and Criminal Cabal called, ‘The Illuminati,’ and their headquarters is the United Nations Building in New York City, the proposed Capitol City for their, New World Order.  Proof of both the United Nations and the City of New York, can be located in the United States Code.  

During WWII, the hierarchy of the Vatican, freely supported the Nazi program for World Domination and Pope Pius XII, personally rendered his blessing upon Adolph Hitler, [Baron Rothschild]. 

As mentioned before during this expose’- King George eventually gained control over the new Government of America but he did not lay any new claim to the Colonial land because of another Treaty entered into by his predecessor, King James in 1213.  The Treaty of 1213, was between King James and Pope Innocent III of the Holy Roman Church.  Google: The Treaty of 1213 and read it for yourself.

Like most historic Kings, James was not an intelligent man and was easily manipulated by Pope Innocent III. King James had been excommunicated by the Holy Roman Church because of  having given His Royal Assent to an Aristocratic document titled: THE MAGNA CARTA, which in part recognized the Dukes and Lords as Sovereign and which prevented the return of their estates to the King upon their death.  King James had been forced into signing this document to avert a Rebellion. 

James also realized that the Magna Carta would now deprive him of his income on those estates and there resale upon the death of the Dukes and Lords, so he invoked an ancient law he remembered, titled: THE LAW OF MORTMAIN [or] “the dead mans hand,” which established the basis of the current Probate Courts in America. 

Probate provides for a tax or percentage of the decedents estate be paid to the King, upon the distribution of a dead mans estate and the failure to pay this tax, resulted in the ownership in the estate being sold by the Court, to pay the tax and absent a valid, Last Will and Testament, the estate is returned to the King.  In America, the same laws apply and the estate is returned to the State!

The Magna Carta and The Law of Mortmain, upset Pope Innocent III, because it placed the Lords and Dukes on equal footing with the Sovereign King and His Holiness, the Pope [and] the Law of Mortmain prevented Catholic parishioners from willing the deeds to their homes and land to the Church, by obligating the Church to pay the Kings Probate Tax! 

Pope Innocent III, retaliated by excommunicating King James  and he also issued a decree, declaring that, The Magna Carta, was be an affront to God and the Holy Roman Church, and therefore was unlawful!

King James was eventually convinced by Pope Innocent III, that because of his excommunication, that upon the King’s death, his soul would be condemned to purgatory.  Out of his fear of purgatory, King James, made a serious act of contrition to regain the favor of the Holy Roman Church and the Pope, whom the King now regarded as: God’s only living representative on Earth!

The Treaty of 1213, spelled out King James concessions: 1] Giving the land titles of Ireland; England and France, too the Holy Roman Church;  2] The lands and oceans of the Earth;  3] The payment of 1000 gold Marks each year, and 4] A Royal Decree, which declared the Pope, “The Vicar of Christ,” meaning the only living descendant of Peter, Christ’s appointed representative on Earth!

NOTE:  All royalty is an historic prevarication but man has accepted their presence like a bad government.  Devout Christians might argue this point but realistically, somebody has to be in charge, whomever they are, to maintain order and organize protection from other Nations.    

The Holy Roman Church and all future Pope’s, would all pursue other avenues to gain similar Treaties and control around the World, which is much easier to accomplish if you are the “Vicar of Christ,” and this does however explain England’s historic thirst to conquer other Nation Countries around the World!

King James Royal Decree; that all the lands and sea’s of Earth, was the property of The Holy Roman Church; eventually became the impetus behind the change in American land titles from [Allodial Deeds] to [Fee Simple Deeds], which utilizes the Ancient Roman Trusts as a model! 

THE ANCIENT ROMAN TRUSTS:

Remember the story about crazy Nero setting fire to Rome?  Well it happened but he wasn’t crazy!  He and the Roman Senate arranged that one and blamed it on the Christians as a distraction.  Problem is that the fires were predominately set in the Christian section!  So what was behind this?

After the fires had burned out, the Roman Senate created a Land Trust and into the Trust they entered all of the estates of Romans who owned property.  Then by Royal Decree, they declared that all of these property owners had died in the Great Fire and the Senate was appointed the Trustees for these estates. 

As Trustees, they could demand a percentage of the crops and excessive taxes.  If the owner couldn’t pay, he went to prison or surrendered his daughters as Bond Slaves!  If the original owner died, the estate was sold, usually to a member of the Senate and the gold held in the Trust. 

All that the original estate Owner had to do to stop this insanity, was to hire a scribe and decree that he did not die in the Great Fire and was in fact alive and quite capable of managing his own estate and serve it on the Senate!  Few Romans were intelligent enough to know what to do and subsequently lost everything!

All land deeds in Colonial America, use to be Allodial Deeds, which recognized our individual Sovereignty and Ownership, whereas Fee Simple Deeds, only recognizes the State and are an open end deed that are never closed or finalized! 

What does this mean, you ask?

ALLODIAL:  Recognizes you as the King of your land.  You make the rules on your land and nobody and no government can trespass upon your property.  You the King, are revered and respected and have an absolute right to use lethal force to protect your property.  No government can tax your land, and the title is passed down from parent to child or husband to wife, etc!  No Bank will ever lend money against an Allodial property because the Bank has no way to foreclose against it but it will lend money against your chattel [livestock or crops].

FEE SIMPLE:   Recognizes you only as a Tenant on the property.    The State makes the rules on your land and anybody can trespass upon your property.  You actually lease the property from the Land Trust, which belongs to the Holy Roman Church.  The Deed can only be passed down to family members upon your death but not before your descendants open an, Estate in Probate, which means that the State receives a percentage of everything the decedent once owned!  

If the descendants are short of cash, the property is auctioned off or a loan [mortgage] can be obtained from a Bank.  In a loan situation, the Deed to the property is encumbered by the Bank.  This means that the Bank is entitled to be satisfied first, if the loan [mortgage] is defaulted on for non-payment!  This process is better known as: Foreclosure.  The Banks have arranged for the Vatican, the Judge, the Clerk, the Bank and the lawyer, to each receive a piece of the Foreclosure.

If you are unmarried and you failed to leave a: Last Will and Testament, the State can reclaim your property and leave your descendants with nothing!

With this change in Deeds:  A Land Trust was created for these Fee Simple Deeds, and the Holy Roman Church was designated the Owner of the Trust.  The State and the Courts become the Trustees, and we Americans become a corporate tenant. 

Now here’s where things get sticky

In every Trust:  There is an Owner; a Trustee and a Beneficiary.  The Owner cannot be the Trustee and neither of them can become the Beneficiary, so we ignorant human beings, have been appointed as the Beneficiaries of the Trust!   Into the Trust they have entered other valuable property.  Birth Certificates of Corporations, our Birth Certificates and our Social Security Accounts, which are converted into National Securities and marketed as Mutual Fund Investments.

The trick: The trick is how too avoid giving these ignorant humans the benefits of the Trust?  And the solution arrived at by these lawyer/politicians, is to convert those ignorant humans into sub-corporations!  Corporations are companies and as such, have no inalienable rights!  You’ve got to admit that these people are clever?

American’s who believe they have just purchased a home and land, have been lied to by the government; the bank and their lawyer!  They all lie as a precaution against inciting another American Revolution!  Everything is about Commerce/Money!  

It rules the World and it Rules your lives!

In the small type of all Fee Simple Deeds; is the wording that  specifies that the buyer is the Tenantand not the Owner!  Your lawyer set up that little piece of fraud, never told you about it and then charged you a fee for his services!  

And America keeps electing these lawyers to high political offices and you wonder why your life is so much harder today than it was for your parents?  Hell—they were just getting started!   

That’s not all:  In the small print of the Deed is a poorly worded contract between you and the State Government, wherein you consent to pay the property taxes on this Deed and directs the State too send the Tax Notice in care of your name and address and by signing all of the Deed transactions, you have agreed to another fraudulent debt!  The Tax Debt guarantees that you can never own or reside on that property without paying!  Whatever happened to that “nest egg” we were taught to believe in?

Your lawyer set up that Tax Debt too and he receives a large percentage of your first tax bill, for arranging that one!
  
CAVEAT EMPTOR
 “Let the buyer beware!”
Beware of the politicians and lawyers!

The Ecclesiastical Laws of England; Ireland; France and America, now give the Pope absolute superiority over all governmental laws, decisions and orders governing these countries.  That would normally be a reasonable concession to God however the Vatican is a cult and is all about:  Power; Control and Wealth, masked by the veil of a National Religious Cult, supervised by the false, Vicar of Christ! 
                                         
In all fairness: Many of the individual parish Priests are gentle, religious and well-meaning people who are just as confused about everything, as you are. 

It is the Jesuits and the Priests who are promoted to Bishop and Cardinal, who you need to be wary of.  They are generally more politically aggressive and corrupt than they are religious!  Didn’t you ever wonder why Priests are never prosecuted for Pedophile Sex or Drunken Driving? 

It is because the Vatican is at the center of the Illuminati P2 Group and that is part of their business; the Vatican is in bed with them and the Pope can exonerate everybody and absolve them of their crimes and sins. Priestly perversions make it virtually impossible for a fallen Priest to ever leave the Church because once he does; he is no longer protected by the Church!  Every time a Priest slips up, the Pope gains a permanent soldier who cannot refuse a Vatican accommodation!

NOTE: The United States Congress adopted The Holy Bible as one of the organic laws of the United States.  Organic means a foundational law.  What Pope Innocent III missed during his editing of the Holy Bible, is the fact that the Bible eliminates enforcement of all man-made laws in the first five books, which then becomes another prime example of how the laws of a corrupt government contradict each other, and as long as they are in power, they don’t care!    

Remember the proverb: 

“Power corrupts and absolute power corrupts absolutely!”

Nothing could be more truthful!  In all fairness, you all need to know that [except for about one half dozen] of the men who we have elected too a State or National political office, are actually much more corrupt than any of you ever imagined!  They have sex slaves; perform mind control experiments upon them; take drugs; arrange murders; engage in pedophile sex; prostitution and have been involved in white slavery and the sale of children and teenagers to foreign Potentates! Anything for a buck and for their personal pleasure, with absolutely no accountability or conscience!  They are the true Sociopaths of this society and should be in prison, and I am not excluding any of the United States Presidents; Congressmen or Heads of State in this description!  Except for those six; there wasn’t a good one among them and that’s the absolute truth! 

They are only half at fault because we stupid American’s put them there and never paid any attention to what they were doing and we accepted every lie they told us!

SLAVE DRIVING: The High Contracting Powers in Europe and America have decided that we common, illiterate and unwashed slaves are better off not having this and other knowledge or information readily available to us because that would make us all as intelligent as they are, and that could make us difficult to control! 

Intelligent slaves have always been perceived as a threat to Plantation owners; Emperors; Monarchs; Dictators and other despots and we common folk are perceived by them in this same light.  As hard and tasteless as this comment is to digest, the middle and poor classes are viewed by all governments and by the Royal and Elite of the World as ignorant slaves that require management, by and through slave driving program techniques. 

Too many slaves are much too difficult to control and so programs to reduce populations in addition to Wars, have constantly been engineered and employed without our consent or knowledge! 

[e.g.]  Hence, the recent growing number of Cancer and Aids patients and other diseases, which have been created by government laboratories under Military Defense Contracts, were then introduced into our society by air, water and contaminated blood. 

[e.g.]  During WWII, Nazi scientists experimented with a toxic substance called fluoride and discovered that watered down doses of fluoride ingested over a long period of time, makes the human mind more malleable or easier to influence.  Other tests involving an acid compound called chlorine, ingested in small doses over an extended period of time, severely injures the human immune system.  Today all public water in America is treated with Chlorine and Fluoride chemicals and we have all been told for the last 70 years that this is good for us!

[e.g.]  All humans should actually be ingesting small doses of Alkaloids applied or added to their boiled drinking water to maintain their natural immunity from childbirth.  All human children are born with an alkaloid system however due to the health benefits derived from Alkaloids, the US Government has prohibited the sale of all water purification devices that Alkalizes drinking water.  The abuse of Alkaloids however like all abuses is just as detrimental to human health as acids and poison; so care should be employed.  China or Japan manufactures an alkaloid purification system, which can be purchased by mail order only.

Another popular Slave Driving Technique involves racial disunity. Kings and Governments intentionally stir up problems between the various countries and races, which causes fights and murders between these groups and once they get out of control, Officials step in and kill or imprison everyone they can.  At present the big move is to create racial disunity between the American masses and immigrants from the Middle Eastern Countries or with the Latin and South America ethnicities. 

If you are one of those American people who hate the Mexican and or the Muslim immigrants in America, then you are probably not too awfully bright because you are being handled and manipulated by Uncle Sam with extreme prejudice!  The same thing was done to Japanese American families during WWII and they were totally innocent of any wrongdoing!

OTHER SLAVE DRIVING PROGRAMS: 

Most people actively participate and cooperate in these slave driving programs.  I’m certain you won’t like reading this but the most identifiable programs involve our professional sports competitions such as: Football; Baseball; Wrestling, etc.  Team sports are much easier to manipulate because they involve so much activity whereas, Wrestling is the only sport that appears phony all of the time, even when participants are paid extra, to physically assault each other! 

Just so you understand, all of these professional athletes truly are the consummate athletes in their own right, and it really would be quite a spectacle to watch them legitimately attempt to win a competition but, it could also result in their last and cost them a profitable career; so games; matches and coaches need to be manipulated!  The offer of large salaries helps smooth over the athlete’s conscience and in time they lose their conscience, just like actors and politicians!  Sorry to break your bubble but that’s life and they and we are being manipulated!

All of the players occasionally suffer real injuries from accidents but it still amounts to nothing more than the glitz and glimmer of Hollywood, just on a different plane or level!  The purpose of these professional sports is too entertain the masses and to inflate and expand Commerce.  It’s all about the money.

Unfortunately, the public is bamboozled into paying horrendous prices to view these sports competitions; they are huddled into stadiums with uncomfortable seating and sometimes exposed to the elements!  They are usually offered expensive refreshments to purchase and members of the public are encouraged or enticed to wager bets on the outcome of each competition! 

The team owners receive a percentage of those bets in exchange for a pre-arranged list of win’s and losses; a percentage of the ticket sales, concessions, television advertisements and merchandizing!  The owners even attempt to perform like they are elated or concerned but its all an act!  It’s all about the money!

Former athletes are hired by the media to discuss the players; teams; forecast the outcome and narrate the competitions.  These star narrators help add more drama to the game and they help cover up “bad acting” and “botched plays” by legitimizing or chastising the actions of plays, referees, coaches and players who react, get kicked out, strike out, miss a shot, push an opponent, miss a block or drop a pass!  It’s all good because drama sells tickets, increases betting and sells merchandise and we pay the price!

The success of these professional programs also encourages high schools and colleges to entertain similar athletic programs because of the extra collateral that can be earned for the schools and they unwittingly help to legitimize the professional sports.  High schools and college teams play legitimate sports, so naturally those spectators are more likely to expect and believe the same amount of legitimacy will continue in the professional sports too.

All of these sports promote combat, competition and separate and eliminate the weak from the strong.  Strong slaves are more productive, it’s a fact!  These sport competitions help drive the public mind to pay little attention to what government and business is doing too them; and they help promote sales, patriotism and loyalty before each competition!  All of this creates and sustains a multi-billion dollar commercial enterprise and government from which the Royal and Elite classes all profit! 

CREDIT SCORES: I believe you first need to understand the purpose behind Credit Scores.  The Credit Scoring System is another slave driving program; that was devised by the Federal Reserve System and with the blessing of the High Contracting Powers.  Its purpose is to squeeze more cash out of borrowers and to force the public into becoming loyal conditioned slaves! 
First of all, when you apply for a mortgage, you are requesting a loan of their valueless currency, to purchase a home or automobile, which you can never own and upon which you pay a penalty, called Interest and Costs.  Those who are approved for a loan are watched closely to see if they have swallowed the fraud, “hook, line and sinker” and follow the repayment instructions fully! 

Those who can’t follow their directions; lost a job or financially over extended themselves are rated badly [credit scores] and are penalized severely then and whenever they apply again, called [points]. 

The personal information you provide to them when applying, is also sold to other Financial Institutions and Collection Agencies. They tell you NO, but unless you take the time to read all the fine print, they bluffed you again!  

Some merchandizing companies have or perform a type of collection process first as a courtesy and when you fail to bring your payments up to date, they discharge the debt and sell the discharged debt to Collection Agencies for pennies on the dollar! 

These Collection Agencies are all owned by Law Firms who hire people to contact you and attempt to collect the original debt plus penalties for them.  They do not represent the merchandizing company, they represent their own business and probably paid $25.00 for a $300.00 discharged debt.  If they can persuade you to begin making payments too them, that creates a contract between you and the collection agency, regarding a debt that no longer exists!  When a debt is discharged, it means that your agreement with that company is cancelled for good! Those lawyers really are pretty clever! 

If you are a compliant slave, your credit rating will be high and yet their really isn’t a difference between the borrower who has perfect credit and the borrower who has poor credit, as I will discuss next under Home Mortgages!  It is all a corporate fraud to increase their wealth and deplete yours!

HOME MORTGAGES:  Whenever you apply for a loan, you are requested to sign a Promissory Note for the total amount of the loan.  Then a Payment Account is established.  The Promissory Note is never endorsed by a member of the Financial Institution so that it can be sold without your permission.  Three days later, the original promissory note, signed in ink, is sold to another Institution or Foreign Government, who will COLLATERALIZE it or use it like a BOND and issue currency or loans against it. 

Why the three days? It is because you have the right to withdraw from or cancel any contract within three days of acceptance.  It is about the only right we have left and it may be found under the, Truth in Lending Act!

All that matters to the Bank, is that you are a flesh and blood human being and that you have affixed your signature to a Promissory Note!  They don’t care if you have a great credit score or a poor one!  Flesh and Blood Human Beings, technically own everything, and all Corporations are fictional companies that have no value and cannot function until some HUMAN BEING blows life into them!  The Promissory Notes each sell for the same value!

Since the Promissory Note was sold without your permission, your Mortgage Debt to them is actually [paid in full] but they never tell you about that!  In fact, the Bank also sells your repayment plan to an investor or another Bank for much less, and agree to manage the payments for them.  Most Banks now employ a middle company to collect your Mortgage payment.  They do this because your Mortgage and repayment plan is not reflected on the Banks Bookkeeping and under Federal and International Law, it is supposed to!  So the middle companies act as a buffer and keeps them out of trouble!   

Since the Banks can’t legally make loans against their depositor’s assets, everything is just a, Paper Chase!  Your payments are deposited into the investor’s account who purchased it and if it involves another Bank, your payment is transferred to that Bank where it is deposited into a savings account, under a number instead of your name!  
The reason the account is numbered, is because it is really your savings account!  You don’t owe them a debt and so they conceal your payments as a numbered savings account!  If they included your name, they would have to mail you a monthly accounting and that would tip you off!

So any foreclosure that might occur thereafter is totally bogus and unlawful because they cannot produce the Original Promissory Note!  If demanded, they will produce a black and white photo copy but that is actually the Counterfeiting of a Negotiable Instrument unless it is reduced or enlarged!  The point being that if they cannot produce the original Note, it was sold! 

Given these circumstances, it was absolutely necessary for them to involve the Judges in their criminal conduct.  Foreclosure Judges receive 10% of the original Promissory Note, after they authorize the Bank to steal and sell your assets in FORECLOSURE.

This process essentially makes the rich man richer and explains how the Banks can own the bulk of the skyscraper buildings, parcels of land and stadiums across America.  In reality, we pay for our homes three times over its original purchase price without ever securing ownership.  Mr. Warburg was a pretty ingenious fellow when he designed the Federal Reserve System and why we Americans always need to be two steps ahead of the Banks, Courts and lawyers!
 
According to the Constitution:  The only way you can pay a debt is with silver or gold and since there is no silver or gold backed currency, the only thing we can do is to DISCHARGE our debts!  A DISCHARGE is never a payment in full and it can be resold or borrowed against.  Hence, lawyers purchase discharged debts for pennies on the dollar; open a collection company and hire people to harass you into paying that debt to them! 

Remember that in all legitimate contracts you always received something of equal value from the company or person you borrowed from.  Collection companies fail to provide you with anything of equal value and lie to you that they are collecting the debt on behalf of the original creditor! 

The best way to handle a debt collector is to deny who you are and every question they ask …..
INTERESTING NOTE:  In Libya, a citizen can apply for a home mortgage or business loan from the government, interest free, and he owns the land.  In most cases, a citizen who desires to start a business like farming, the borrower is given a $50,000 grant or the land, a tractor, the seed and livestock to get started all for free!  And our government has the audacity to call Momar Ghaddafi a fascist?  President Ghaddafi had control over $200 Billion in gold and his life was threatened by the Criminal Cabal, if he refused to surrender that gold.  Ghaddafi refused and was subsequently murdered by paid assassins hired by the United States Government.  May he rest in peace…

CORPORATIONS: As I mentioned earlier, a corporation is a fictional character or entityin law, created by the government, which makes that fictional character or entity the intellectual property of the government but you are never told that!  Corporations can own any number of other corporations but can never own a flesh and blood human being! 

All laws created under this parent corporation will essentially become corporate laws and regulations to govern the parent corporation and all subordinate or sub-corporations owned by the parent.  These corporate laws and regulations are called statutes and their affect and control over human beings is deceptively obtained by consentthrough civil contracts.  Look up the word: Person, in any modern law dictionary and you will see that a person is regarded as a corporation and not a flesh and blood human being.

These civil contracts were secured by and through several federal and state voluntary registration programs designed to convert and enslave flesh and blood American citizens of the Republic into corporate property. These registration programs always involved government benefits as an inducement however nothing is for free and when the State and Federal Governments offer anything for free, you can bet that upon your acceptance, there are ropes and chains about to be attached to your neck; hands and ankles! 

Most people do not know the weight of chain they already bare!’  Charles Dickens

Legally, these civil contracts lacked “mutuality,” meaning that all registrants must understand the true nature and intent of the contract [and] subsequently must knowingly accept or consent to the terms of those contracts.  The government’s subversive tactics perverts “mutuality” and lawfully eliminates any and all contractual relationships, as historically established by the ‘International Law of Contracts’ a/k/a Uniform Commercial Code.’ 

The Federal Government; the B.A.R. and the Courts, rely upon the Maxim that: “Ignorance of the Law is no excuse,” which is capable of being thrown back in their deceptive faces through literacy, which is what this expose’ is attempting to provide to you!

When a person is arrested or sued for a Statutory Regulation, also known as a: Criminal or Civil law, he is actually being accused of violating a: corporate regulation or corporate breach of contract!  A civil contract that only exists over human beings by deception and fraud! 

There are NO CRIMINAL LAWS in America.  Rule 1 of the Federal Rules of Procedure [F.C.R.P.] use to specify this very fact. [e.g.] ‘All laws are civil,’ which was later modified by the Judiciary Act too conceal this fact by creating one set of Civil Rules [F.C.R.P.] and one set of Criminal Rules [F.Cr.R.P.] but this never changed the fact that there are NO CRIMINAL LAWS in America. 

The Judiciary Act was necessary, once common people began to represent themselves in Court and uncovered this and other frauds. 

These Rules of Procedure and Rules of Court were originally designed and adopted to reduce confusion in the Courts and was intended only for lawyers however this is not to say that the Courts will not try to enforce them against non-lawyers

And by the way: There is no legislation, which prohibits a common man to practice law without a license!  Neither Lincoln nor Clarence Darrow ever attended law school; neither was licensed and each became a famous lawyer.  This prohibition will be discussed next.

Today, each Judge representing a Court of Record is a lawyer and a member of the American B.A.R. Association Union, and all these Union Judges have conspired to write a Local Rule of Procedure, prohibiting non-lawyers from the practice of law without a license!  This practice protected their Treason; insured work for the Union membership [B.A.R. lawyers] and is openly in violation of Federal Anti-Trust Laws! 

Anti-Trust Laws were intended to prevent large monopolies from forming because such monopolies can control prices; eliminate competition and violates free enterprise, which is exactly what the B.A.R. and this Local Rule of Court intended to accomplish!  Those Anti-Trust Laws have been modified so many times by B.A.R. Congressmen, that they now almost assist in the creation of large monopolies.  Gee, how could that happen?

A lawyer is issued a license to practice law, a license permitting him to do something unlawful, so how did he pay for his license when our government has abolished our right to possess or own silver and gold?  The lawyer paid with Federal Reserve Notes [promissory notes] having no ascertainable value.  So now, how is it that any lawyer is licensed to do anything?  They aren’t; so when a lawyer or a lawyer judge enters a Court, they both come into that Court with unclean hands to prosecute; defend or judge.

“Unclean hands,” means that: Their appearance is reproachable and it makes them incapable of seeking or rendering a judgment or a conviction against anyone else!  An old Maxim of law says it all:
“FRAUD VITIATES EVERYTHING.”

The Federal and State Governments are not real.  They are privately owned corporations called governments.  The Judges are privately employed administrators called Judges and the law is nothing more than their corporate regulations called Statutes.  The Courthouses are no longer public buildings but are privately owned structures called Judicial Centers or a Department of Justice and the prisons are privately owned facilities that do not mention the City or County anywhere in its name. 

The public defenders, prosecutors and police are not there to protect and serve the public but to the contrary, they are there to protect and serve the private corporation. 

The Vatican, Judges, Prosecutor and Clerk make money off of your conviction and the private owners of the prison make money off of your incarceration.  Everything you sign with a wet ink signature becomes a negotiable instrument in their World and is converted into a guaranteed asset, like a [Security or Bond] because you are a real flesh and blood living person!  Many Judges and law firms own the Government Buildings and the Prisons. 

Your presence in a prison also fuels a Mutual Fund investment.  In their World, everything is fictional and therefore your living status creates substance for their World both physically and in writing!

Who pays for the bulk of these convictions?

Remember those Land Trusts in the name of the Vatican?  The Prosecutor levels [files] a charge against you and the Trust, with the Clerk.  The Clerk documents the case and appoints a judge as the Administrator for the Trust.  You are brought before them and asked if you are the named person on the indictment and they promptly advise you of your rights and the charge. 

It is your BIRTH CERTIFICATE that is actually on Trial and being prosecuted, but you don’t know that and your Court appointed lawyer or privately hired lawyer, never tell you! 

Upon your conviction and you will be convicted; the Land Trust pays damages to all involved except you, because you are not real!  The living you is the beneficiary of the Trust and the corporate you is on Trial!  They consider that those Trusts are for them, if they can access it!  You never receive the benefits of the Trust and you are sentenced to prison, probation and or fined! 

Rebellious or free thinking individuals are usually ostracized; censored; punished or stone walled at every turn because they refuse to accept the propaganda and slave driving techniques being forced upon them by their private corporate owners called the High Contracting Powers! 

We are all forced to submit to a forced education wherein the subject content has been fictionalized and is supervised by the: “Department of Education.” We are periodically tested and graded to insure that we have been sufficiently indoctrinated with these facts before being graduated.  The “Carrot” or rewards used to entice us into memorizing these false facts are words like: Cum Lade, Diplomas, Intelligence Quotients, College Entrance Exams, Stats and rewards like educational scholarships, grants and the promise of a better job and life!  And few ever receive the:  “Carrot!”

You are never taught the truth unless you are Royalty; the Elite or you are a Specially Gifted Individual.  Naturally high intelligence [genius status] is an asset to the Elite and the Royal factions, and besides, you probably will figure everything out for yourself, and so they encourage such children to join them!  Those who refuse are eventually eliminated with prejudice.

PHARMACEUTICAL COMPANIES:  Is another one of the largest scams in America!  The Congress and the Department of Defense poisons us and the pharmaceutical companies provide drugs that treat the symptoms.  They own all of the Medical Schools and make sure that new Doctors never learn how to treat disease only the symptom.  When it was discovered that the juice of the Marijuana Plant [Hemp Oil] stimulated the Human Immune System, which in turn naturally eliminated every disease affecting the human body; the Congress made Marijuana a Schedule I Drug and the propagation, use or sale of it a felony crime!  

Use a juicer to extract the juice.  It will not make you hallucinate unless you heat or smoke it because heat changes the chemical composition. 

These companies make billions off of the medical profession and they kick back a large portion of the profits to every Congressman and President!  Everything is about Commerce!

END