May 2016 Ponzi Scheme Roundup

Posted by Kathy Bazoian Phelps

    Below is a summary of the activity reported for May 2016. The reported stories reflect: 3 guilty pleas or convictions in pending cases; over 129 years of newly imposed sentences for people involved in Ponzi schemes; at least 8 new Ponzi schemes worldwide; and an average age of approximately 47 for the alleged Ponzi schemers. Please feel free to post comments about these or other Ponzi schemes that I may have missed. And please remember that I am just relaying what’s in the news, not writing or verifying it.

    Lori Ann Anderson, 54, was sentenced to one to 15 years in prison for each of three felonies in connection with a $1.7 million Ponzi scheme that defrauded 46 investors. Anderson ran an investment business called SMTS, which she said stood for “Show Me the Savings” or “Stock Market Trading Services.” This was the second time that Anderson was sentenced. In 1992, she was sentenced in a similar case which caused her to lose her securities license for embezzling $140,000 from Farm Bureau Insurance policy holders.

    Charles Bennett, 57, a former corporate lawyer at Skadden, Arps, Slate, Meagher & Flom, was sentenced to 5 years in prison for running a $5 million Ponzi scheme. Bennett had left a suicide note before trying to kill himself which revealed the scheme that defrauded 30 friends and family members. Bennett survived the suicide attempt.

    Louis Martin “Marty” Blazer III was accused of running a Ponzi scheme involving $2.35 million of funds invested in his company, Blazer Capital Management. Blazer is alleged to have taken money from 5 clients, at least two of which were professional athletes, promising them returns from investments in two movie projects.

    Gerard Frank Cellette, 51, pleaded guilty to charges that he ran a Ponzi scheme through his printing business, Minnesota Print Services, and was sentenced to 35 years in prison. Cellette had claimed to have printing contracts with major corporations and promised investors 10% to 15% returns. The scheme took in $250 million. Co-defendant Adam Jay Boskovich pleaded guilty last year and was sentenced to one day in jail.

    Alcibiades Cifuente, 33, and Jennifer Wee Cifuentes, 35, were charged by prosecutors alleging that they ran a Ponzi scheme that defrauded approximately 25 victims out of about $600,000. The scheme involved foreign currency and commodity markets.

    Chad Roger Deucher, 43, was indicted on allegations that he defrauded investors in his real estate firm out of $16 million in a Ponzi scheme. Deucher allegedly ran the scheme through his property management company, Marquis Properties LLC, and promised returns as high as 22%. He had collected about $28 million from 250 investors and transferred millions of dollars into his business and personal interests that were unrelated to the acquisition or rehabilitation of property. Deucher and Richard Clatfelter, the Marquis executive vice president, had been sued by the SEC in January.

    Catherine Ann “Cathy” Finberg was the subject of an order freezing her investment accounts on allegations that she ran a $1.3 million Ponzi scheme.

    Kevin Carl Fortney, 55, was convicted of lying to a federal court about hiding assets for his brother-in-law, Roger Stanley Bliss, 57, who was involved in a Ponzi scheme. Bliss had violated an asset freeze order by giving his 17 foot catamaran to Fortney.

    Jaswant S. Gill aka Jason Gill, and Javier Rios, 33, were charged by the SEC with running a Ponzi scheme through their companies JSG Capital Investments LLC and JSG Capital LLC. The scheme allegedly defrauded about 200 investors out of $10 million by promising to buy pre-IPO shares in companies like Airbnb and Uber.

    Wenxing Huang aka “Di Peng” aka “Fatty,” 33, was charged with operating an alleged $6.9 million Ponzi scheme. Huang is the owner of Ju Ding, Inc., an investment company that brought in funds from about 400 investors who thought they were investing in technology based on graphene, a layer of pure carbon that is only one atom thick.

 David B. Kaplan and his three entities, Synchronized Organizational Solutions LLC; Synchronized Organizational Solutions International Ltd.; Manna International Enterprises Inc., were the subject of charges by the SEC that they were allegedly running a Ponzi scheme. The scheme allegedly raised $15.8 million from at least 26 investors by promising investors an offshore investment opportunity. The Water-Walking Foundation Inc., Lisa M. Kaplan, The Water Walking Foundation, and Manna Investments LLC were named as relief defendants.

    Amanda Knorr, 33, pleaded guilty to a $54 million Ponzi scheme run through Mantria Corp. Knorr ran the scheme with Troy Wragg. The scheme promised returns from green energy technology that was never developed. More than 300 investors were defrauded.

    Christopher Maguire, 33, pleaded guilty to charges that he ran a $13.4 million Ponzi scheme through his company, Vivid Funding. Maguire told investors that he had a “proof of funds” loan business and that he had a software company called M-Development. Maguire represented that he could make a 20% profit on funds.

    Frank Mazzola, 49, had his request to unfreeze his assets denied. Mazzola, his uncle John Bivona, 75, and the investment funds, Saddle River Advisors and SRA Management Associates, were the subjects of an asset freeze requested by the SEC in which the SEC alleged that they had raised more than $53 million from investors in pre-IPO tech companies. Mazzola asked the judge to unfreeze $13,280 per month to cover living expenses and $35,450 to pay off debt, but the Court denied the request since Mazzola had asserted the Fifth Amendment and refused to disclose assets or income.

    William Risinger, 44, was sentenced to 13 years and 4 months in prison and ordered to pay more than $3.7 million in restitution for his role in three oil, gas and mineral schemes. Risinger was the owner of RHM Exploration LLC and had lost an estimated $500,000 while gambling in late 2015 and early 2016.

    Keith Michael Rogers, 42, was sentenced to 10 years following his guilty plea in March to defrauding investors out of $2.5 million.

    Richard Shusterman, 53, was convicted by a jury on multiple counts relating to a Ponzi scheme that defrauded investors and lenders out of $278 million. Shusterman sold fraudulent investment portfolios of debts that were purportedly owed by hospital patents. Shusterman conspired with Robert Feldman and ran the scheme through the companies, International Portfolio, Inc. and United Consulting Inc. Two other individuals, Jonathan Rosenberg and Douglas Kuber, operated Account Receivable Services LLC and agreed to promote the sale of the debt portfolio.

    Lawrence Paul “Larry” Stephens, 52, was arrested on allegations that he ran a $4.5 million Ponzi scheme. The victims were 4 individuals and a couple. Stephens had been doing accounting and handling bookkeeping for clients through Brylaw Accounting Firm for years but did not have an accounting license. Brylaw is still open but was placed on probation in September.

    Donell Thomas lost his motion to vacate his 94 month prison sentence arising from a Ponzi scheme involving short terms real estate sales in the Chicago area. United States v. Thomas, 2016 U.S. Dist. LEXIS 63955 (May 16, 2016).

INTERNATIONAL PONZI SCHEME NEWS

Canada

    Virginia Mary Tan, 64, and her husband Patrick Eng Tien Tan, 73, are accused of running a $40 million Ponzi scheme that defrauded 50 investors. Their son, Marcus Soon-Keen Tan, has also been named in some of the civil claims pending against them. Investors were promised 12% to 24% interest in connection with the payday loan business and other finance investments.

    Rashida Samji, 63, already facing a $33 million fine, was found guilty on charges relating to a $110 million Ponzi scheme. The scheme defrauded more than 200 investors who believed they were purchasing an investment in a winery that did not exist.

China

    Xu Qin, 35, a top executive at Zhongjin Capital Management (Wealthroll Asset Management Co.), confessed on state television to operating “an extremely typical Ponzi scheme.” Qin had been arrested last month on his way to get married, along with at least 20 other executives, for defrauding more than 25,000 investors out of $6.1 billion. Some have said that public confessions in China are often forced and can violate due process rights.

England

    Spencer Steinberg, 46, Michael Strubel, 54, and Jolan Saunders, 40, were sentenced to 6 years nine months, 7 years, and 7 years, respectively, for their role in a £79.5 million Ponzi scheme run through Saunders Electrical Wholesalers Limited. The scheme defrauded about 91 victims, whose money was used to buy expensive yachts, property and cars for the three defendants. Investors were told that the company supplied electrical goods to major hotel chains such as Marriott and Hilton.

India

    Subash Srichandan, one of the directors of Ashirbad Multipurpose Cooperative Ltd., was arrested on charges that he defrauded investors out of about Rs 10 crore.

  The Ponzi scheme known as IAmAuctioningDirect, which was run by Ingula Investments, has collapsed. The scheme was operated by Norman Mhlongo and defrauded 36,000 people by promising them daily interest of 3%.

Thailand

    Immigration police took British man, Mark Hallett, 48, into custody for allegedly overstaying his visa. Hallet is wanted in the UK for his role in an alleged Ponzi scheme.

NEWSWORTHY LEGAL ISSUES IN PENDING PONZI SCHEME CASES

    TD Ameritrade and Integrity Bank & Trust were added to a proposed class action filed by investors of Aequitas Management LLC, which already named Deloitte & Touche LLP and Sidley Austin. Investors allege that the firms should be held accountable for “$600 million in alleged losses suffered by more than 1,500 investors.”

    Amir Isaiah, the court-appointed receiver of Coravca Distributions LLC, filed a lawsuit against JPMorgan Chase Bank alleging that it aided an international Ponzi scheme that promised profits from Venezuelan and U.S. currency trading. The scheme’s operators, Rosa Aguirre and Diego Corado, allegedly raised money from about 2,000 investors.

    The Ninth Circuit affirmed the lower courts’ decisions denying a motion to compel arbitration in lawsuit filed by the bankruptcy trustee of EPD Investment Company LLC seeking to avoid fraudulent transfers. Kirkland v. Rund (In re EPD Investment Company, LLC), 2016 U.S. App. LEXIS 8519 (9th Cir. May 9, 2016). The court found that the trustee’s clams were core matters and that he was not bound by the arbitration agreements.

    Steven Hoffenberg, 76, previously sentenced in 1997 to 20 years in prison in connection with a Ponzi scheme, sued Jeffrey Epstein for $500 million, alleging that Epstein was a co-conspirator in the Ponzi scheme.

    The Second Circuit affirmed a decision that dismissed claims of Ritchie Capital Management LLC against General Electric Capital Corp. in connection with the Tom Petters Ponzi scheme. Ritchie Capital Management LLC v. General Electric Capital Corp., 2016 U.S. App. LEXIS 8628 (May 11, 2016). The court found that Ritchie Capital lacked standing to bring the claims for conspiracy and aiding and abetting.

    As Chadbourne & Parke agreed to pay $35 million to settle claims of investors of R. Allen Stanford’s scheme, a new class action was filed against Proskauer Rose claiming $5 billion in damages.

    The trustee of the TelexFree bankruptcy case filed a lawsuit against Gerald Nehra and the Nehra and Waak law firm, alleging that they were “actively involved” in promoting the Ponzi scheme.

    A claims bar date has been established in the TelexFree case for September 26, 2016. An electronic claims portal has been established at TelexFreeClaims.com. The notice of the claims bar date can be found at: http://www.kccllc.net/telexfree/document/1440987160531000000000001.

   The ZeekRewards receiver obtained permission from the court to pay certain foreign affiliates by wire since they were unable to cash checks from the U.S.-based receivership.

April 2016 Ponzi Scheme Roundup

Posted by Kathy Bazoian Phelps

    Below is a summary of the activity reported for April 2016. The reported stories reflect: 3 guilty pleas or convictions in pending cases; over 26 years of newly imposed sentences for people involved in Ponzi schemes; at least 10 new Ponzi schemes worldwide; and an average age of approximately 50 for the alleged Ponzi schemers. Please feel free to post comments about these or other Ponzi schemes that I may have missed. And please remember that I am just relaying what’s in the news, not writing or verifying it.

    Alisa Adler, 55, was indicted on a wire charge relating to an alleged Ponzi scheme run through ASG Real Estate Services Group. The indictment alleged that Adler took about $740,000 from 3 investors, promising them returns through real estate transactions. The wire charge was added to other charges brought against Adler last year.

    Aequitas Capital Management and its founder and CEO, Robert J. Jesenik, 56, executive vice president, Brian A. Oliver, 51, and chief operating officer, N. Scott Gillis, 62, were the subject of SEC charges that they were running a “Ponzi-like” scheme. The company agreed to the appointment of a receiver about one month after it had announced layoffs and hired a consulting firm to help it wind down the business. Aequitas stopped making payments on over $300 million in private notes that it sold to investors. Aequitas had entered into an agreement to buy hundreds of millions of dollars’ worth of student loans from Corinthian Colleges, which itself ended up in bankruptcy. The Corinthian notes may have accounted for 74% of Aequitas’ debt-buying business and had been paying $4 million to $7 million to Aequitas prior to defaulting on the obligations to Aequitas. Aequitas promised interest to investors of 5% to 15% on the $350 million it brought in from investors from January 2014 to January 2016.

    Scott A. Beatty was criminally charged in connection with an alleged Ponzi scheme run through Peak Capital Management Group Inc. and Peak Capital Group Inc. Beatty solicited funds into his companies which were supposedly engaged in foreign exchange trading, and he promised returns as high as 43.9%. A total of $825,000 was raised from 49 investors.

    Daniel Bonventre, 68, Annette Bongiorno, 67, Joann Crupi, 54, Jerome O’Hara, 53, and George Perez, 50, lost the appeal of their criminal judgments. United States v. Bonventre, et al., 2016 U.S. App. LEXIS 7097 (2d Cir. April 20, 2016). They were each convicted and sentenced in connection with the Bernard Madoff Ponzi scheme.

    Joseph Castellano, 58, was charged in connection with an alleged scheme that defrauded 10 people out of more than $1.5 million. Castellano, a certified public accountant who owns Castellano & Company, LLC, operated several business such as Casbo Investments, Wallingford Investors Limited Partnership, AIM Realty Investors, and Castellano & Co. LLC. He solicited funds from investors by promising them returns of 6% to 8% and by telling them that he had clients who needed capital for business or real estate projects but who could not get funding from financial institutions.

    James A. Catipay, 39, David Aldridge, 43, and their company, PLCMGMT LLC aka Prometheus Law, were charged by the SEC with running a Ponzi scheme. Catipay, a Michigan tax attorney, and Aldridge, a Washington state legal marketer, took money from investors to allegedly fund personal injury and mass tort cases, promising that the funds were “never at risk” and promising returns of 100% to 300%. The SEC alleges that 250 investors were defrauded out of $11.7 million. The defendants offered what they called “forward contracts” that would pay off after a certain amount of time and that stated that the mass tort cases “had settlement funds just waiting in escrow to be claimed.” The SEC alleged that it is illegal for an attorney and a non-lawyer to share to share legal fees and that fee splitting agreements are unenforceable.

    Cheong Wha “Heywood” Chang, 48, and his wife, Toni Chen, 47, pleaded to charges that they were running a scheme through CKB168, a company that supposedly sold children’s educational courses. They represented that with each $1,380 investment, investors would receive “Profit Reward Points” with a purported value of $750. Others facing charges in connection with the scheme are Wen Chen “Wendy” Lee, Daliang “David” Guo and Chih Hsuan “Kiki” Lin.

    Anthony Ciccone, 43, was sentenced to 7 years in prison for his role as a broker in the Agape World Ponzi scheme. Ciccone had made nearly $15 million in commissions from selling bogus investments in Agape World. He was ordered to pay more than $179 million in restitution, which is the same amount that Nicholas Cosmo and Jason Keryc were ordered to pay. Keryc was previously sentenced to 9 years and Cosmo was sentenced to 25 years in connection with the scheme the defrauded more than 4,000 victims and took in $179 million. Others who have previously pleaded guilty in connection with the scheme are Shamika Luciano, Hugo Arias, Bryan Arias, Richard Barry, and Anthony Massaro.

    John Scott Clark, 62, was charged by the SEC with soliciting about $1.7 million from investors, including investors from an earlier Ponzi scheme that brought in $47 million. Clark targeted members of his church and promised them 3,000% returns per year. He represented that the investment risk was low and that the returns “were too good to be true.” He also said that “[all] you have to do for that [return] is not talk about it.” The victims believed that Clark had access to a top secret U.S. military and government program that enabled them to invest in “top secret” Iraqi dinar and oil contracts with foreign governments and large oil companies. Clark blamed President Obama when he stopped making payments because Obama had supposedly signed an executive order halting the investment payout.

    Fred Elm, 46, and Ahmed Naqvi, 47, were charged in connection with an alleged $17 million Ponzi scheme run through Elm Tree Investment Advisors. They allegedly defrauded more than 50 investors in promising returns from their purported access to private companies when they were pre –IPO, such as Twitter, Alibaba and Uber. Elm and Naqvi promised investors a 2% management fee and they would take 20% of any profit, but the fund did not make any profit.

    Evolution Market Group dba Finanzas Forex was the subject of a forfeiture judgment, and the government seized about $40 million in funds and $138 million worth of gold and silver. The funds will be distributed to victims of Evolution and Finanzas through the remission process. www.emg-ffxremission.com.

    Charles Caleb Fackrell, 36, pleaded guilty to charges that he solicited more than $1.4 million from customers of Fackrell Trivette Wealth Management through his position as a registered securities representative. He solicited investors into his companies, Robin Hood, LLC, Robinhood LLC, Robin Hood Holdings, LLC, Robinhood Holdings, LLC, and related entities. His scheme defrauded about 20 investors by promising them 5% to 7% returns, but he used the majority of the money for his personal expenses.

    Roy Fluker, III, lost his motion to vacate his conviction and sentence. Fluker III v. United States, 2016 U.S. Dist. LEXIS 53823 (N.D. Ill. April 22, 2016). Fluker ran a Ponzi scheme, along with his father, Roy Fluker Jr. and his sister, Ronnaita Fluker, through their companies, All Things in Common LLC dba More than Enough, Inc., and Locust International LLC. They operated two investment programs, the Spend and Redeem program and the Housing program, in which they guaranteed investments would triple after one year. 

    Robert B. Hahn was sentenced to 3 years in prison for a Ponzi scheme that he operated claiming to represent a collection of physicians hoping to raise capital for construction and other expenses related to a medical center. Hahn promised 94 investors returns of 20% annually. He brought in more than $5,474,000 and returned more than $4 million to 31 of the participants.

    Evan Kochav, 34, was sentenced to 8 years in connection with a $500,000 Ponzi scheme that he ran through White Cedar Group LLC. Kochav, a poker player, solicited investors to invest in businesses and investment vehicles in the fields of real estate, manufacturing, building development, oil drilling and mineral rights.

    Stuart Millner, 76, pleaded not guilty to charges that he was running a multi-million Ponzi scheme through his company, Stuart Millner and Associates. The business auctioned off manufacturing machinery for major corporations.

    MMM Global announced that it is closing its Republic of Bitcoin website that promised up to 100% returns on donations, calling it an experiment that has failed. Participants donated funds to acquire “Mavro” – a point system – which have now been transferred to MMM-structures in participants’ countries. China and South Africa have both warned that MMM Global, run by Sergey Mavrodi, is a Ponzi scheme. 

   Aaron E. Olson, 42, was sentenced to 5 years in prison in connection with a $28 million Ponzi scheme he ran through AEO Associates and KMO Associates LLC. The judge had extended the sentencing date by months to give Olson the opportunity to sell a gravel pit, but was unwilling to further extend the date to allow him to meet with a buyer for some granite.

  Christopher Pedras aka Antone Thomas Pedras was the subject of an extradition motion to face charges in connection with an alleged $8 million Ponzi scheme. Pedras, a former Auckland, New Zealand resident, is residing in Tonga and is accused of defrauding investors through his company, FMP Medical Services, which was supposedly setting up dialysis clinics. The SEC named Pedras, FMP and other U.S. companies in a complaint accusing them of luring investors into investing into a profitable trading platform in which Pedras’ company served as an intermediary between global banks. Pedras promised investors returns of 4% to 8% per month, and then steered investors into a program that would purportedly increase the value of their investment by 80%. A default judgment was entered against Pedras in 2014 for $3.2 million.

    Hamlet Peralta, 36, who owned the now closed Hudson River Café, was accused of soliciting investors for a fake wholesale liquor business through West 125th Street Liquors which he represented had exclusive distribution rights for wine to a national restaurant supply company. In reality, he did not own the business and had not been approved as the wine distributor. He brought in more than $12 million from 12 investors and promised investors short term rates of return from 2% to 4%.

    Ariel Quiros, 58, and William Stenger, 66, were charged by the SEC with running an alleged Ponzi scheme through a government immigration program in connection with the Jay Peak Ski Resort owned by Q Resorts Inc. and Q Burke Mountain Resort in northern Vermont. The scheme took in $200 million, promising foreigners the benefit of the EB-5 Immigration Investor Program, which allows foreigners who invest in U.S. companies to obtain green cards. The investors’ money was supposed to fund seven projects, including the resort’s expansion, an indoor water park, an ice rink, hotels, golf courses and a $200 million biotechnology plant. Quiros allegedly took $50 million of the funds to pay his income taxes and buy a luxury condominium in Trump Place in Manhattan. A receiver was appointed over the related corporations and the receiver has established a website at jaypeakreceivership.com where investors can find information about the receivership.

    Charles Sanders, the former chief compliance and chief risk officer of Gibraltar Private Bank & Trust, entered into a consent order with the Office of the Comptroller of the Currency, without admitting or denying the OCC’s findings. The OCC had alleged that Sanders had failed to “file suspicious activity reports on a set of accounts for a customer that was later convicted of crime related to an illegal Ponzi scheme.” The customer was Scott Rothstein, who was running a $1.2 billion Ponzi scheme. Sanders agreed to a $2,500 fine and to present a copy of the order to any depository institution from which he seeks employment in the future.

    Malcolm Segal, 70, settled with the SEC after he was charged with selling $8.1 million in fake CDs through his company National CD Sales. Segal told investor that he was purchasing CDs for them that paid annual interest of up to12% but instead used the funds for personal expenses and to make payments to other investors. Segal agreed to be barred from the securities industry.

    Jim Torchia was the subject of preliminary injunction sought by the SEC order, and a receiver was appointed over his companies, including Credit Nation. The SEC accused Torchia of misleading investors, and the court found that there was a “reasonable likelihood of future securities violations.”

INTERNATIONAL PONZI SCHEME NEWS

Albania

    Vehbi Alimuca was sentenced to 3 years and 8 months in jail for hiding $328,000 worth of stolen money from a failed pyramid investment scheme he had operated from 1997 to 2016. Alimuca already served 8 years in prison for the scheme run through Vefa Company in which he stole $325 million from 58,000 people.

China

    A suspected Ponzi scheme being run through Zhongjin Capital Management was raided and its owner, Xu Qin, was apprehended at an airport as he attempted to flee the country. More than 20 people were taken into custody for questioning. The scheme is believed to have raised more than 30 billion yuan (HK $35.9 million) and is under investigation for the unauthorized acceptance of public deposits and fraud. Zhongjin promised interest rates of up to 2% per month for online promotions and sponsorship deals for blockbuster television programs.

    Authorities are investigating Yiqian Funding aka Easy Richness as a possible Ponzi scheme. Yiqian is the parent company in China of Founders Group International (FGI) and is behind the purchases of 22 Grand Strand golf courses and other golf-related businesses and properties in Myrtle Beach. Dan Liu is the president of Yiqian Funding and Xian “Nick” Dou, is the president of FGI.

    Police in Hangzhou are searching for Yang Weiguo, the chairman of Wangzhou Group, which is the parent company of Wangzhou Fortune. Weiguo disappeared with about 1 billion yuan (£106.55 million) of investor funds. More than 20,000 people had invested about 2.2 billion yuan in Wangzhou Fortune which has dozens of branches around China. Wangzhou Group has more than 200 subsidiaries in commerce, automobiles, health and wealth management. Weiguo showed himself in a video stating “Don’t worry, I’ll be right back.”

England

    The City of London Police seized £30 million in banker’s drafts following the arrest of a 58 year old South Wales man who has not yet been identified by name. The funds are suspected to have been obtained from a foreign exchange Ponzi scheme on the foreign market and from money laundering activity.

India

    The CBI raided four premises of Astha International Limited, an alleged Ponzi scheme that defrauded investors out of about Rs 100 crore.

    The government moved to attach property of A B Realtech, a firm accused of running a Rs 5 crore Ponzi scheme.

    The CBI arrested Mahesh Kishan Motewar, who is the managing director of Samruddh Jeevan Foods India Limited. Motewar is alleged to have collected over Rs 1,500 crore.

Jamaica

    Amidst allegations that it was running a Ponzi scheme, the president of Jamaica Promotions Corporation (JAMPRO), Diane Edwards, denied any wrongdoing and demanded a retraction. JAMPRO is a government-funded agency to promote investment and export opportunities in the country to attract foreign investment and to increase the export of Jamaican products. It is alleged that JAMPRO operated a $10 million Ponzi scheme, claiming to generate profits from bridge loans to businesses in Jamaica. Last month, Mark Jones was charged by the SEC for allegedly running a Ponzi scheme claiming to generate profits from bridge loans to businesses in Jamaica. Jones owns 49% of Global Gateway Solutions (GGS), and Jacqueline Sutherland owns 51%. GGS was promoted by JAMPRO as one of its success stories.

New Zealand

    Gavin Clifford Bennett was freed from jail after serving less than half of his 8 year sentence. Bennett ran a $103 million fraud through his company, DataSouth, in which he supposedly arranged loans to finance computer systems for clients through Canterbury Finance.

South Africa

    Representatives of Triple M, an alleged Ponzi scheme, refuted reports that the scheme has collapsed. The headquarters of Triple M are in Russia, but thousands of South Africans are believed to have invested in the scheme, which initially promised 100% returns on investments in 30 days but later changed that to 30%.

NEWSWORTHY LEGAL ISSUES IN PENDING PONZI SCHEME CASES

    Deloitte & Touche was sued by investors of Aequitas Capital Management in connection with the alleged $350 million Ponzi scheme. Deloitte prepared the 2014 and 2015 audited financial statements for Aequitas. Accounting firm EisnerAmper, and law firms Sidley Austin LLP and Tonkon Torp were also named in the suit. 

    The victims of the Ponzi scheme of the Ron Wilson scheme that he ran through Atlantic Bullion & Coin, Inc., are scheduled to receive a pro rata distribution of $7 million to be distributed by the receiver in that case. The initial distribution will result in a 19.22% recovery on claims in the $60 million Ponzi scheme. Wilson had defrauded over 1,000 investors promising them profits from ownership of silver without taking possession of the silver.

    The receiver over the Atlantic Bullion & Coin Ponzi scheme is in a legal battle with NCUA over whether NCUA should be allowed to recover its entire $100,000 investment because the funds were embezzled from the Taupa Lithuanian Credit Union by John Struna and invested into the scheme. The NCUA is seeking to recover money wrongfully obtained and fraudulent transferred by Struna. The receiver has responded that Taupa had unclean hands and that NCUA stands in the shoes of Taupa, arguing that NCUA would be unjustly enriched if it call all of the money back ahead of other victims.

    The IRS denies the DBSI Inc. trustee’s claims that it ought to surrender funds paid to the IRS in connection with transactions run through DBSI. The trustee seeks the return of taxes paid on fictitious profits generated by DBSI’s 1031 tax exchange business. The trustee won an $18.6 million default judgment against the firm’s former president Douglas Swenson in connection with the operation of the scheme run through its investment company, FOR 1031 LLC.

    A lawsuit was filed by 69 victims of the alleged Ponzi scheme allegedly run by Glenn S. Gitomer, an attorney at the firm of McCausland Keen & Buckman. The lawsuit seeks more than $11 million from Ameriprise Financial Services, Fulton Bank National Association and Riverview Bank for allegedly turning a blind eye to suspicious transactions and ignoring red flags of a Ponzi scheme.

    Barry Switzer, former Oklahoma football coach, prevailed in a lawsuit filed by the trustee of the GLC, Ltd’s bankruptcy estate. The trustee sued Switzer for monies paid on a $250,000 loan that a company owned by Switzer, Barry Switzer Family, LLC, had made to GLC Ltd, which had been later purchased by Jim Donnan, former Georgia coach, from Switzer. Donnan had invested in GLC and had personally guaranteed the loan. Donnan had previously been acquitted by a jury in connection with the alleged $80 million Ponzi scheme. Donnan’s business partner, Gregory Crabtree, had pleaded guilty in connection with the scheme. 

    The trustee in the Bernard Madoff case is seeking approval of a settlement with Dorado Investment Company, its general partners, and the Phileona Foundation in which they agreed to give back $30.2 million in proceeds they received from the Madoff scheme.

    Bernard Madoff will be deposed in connection with litigation pending between former investors of Madoff and the Madoff trustee. The investors want to question Madoff about how he kept records of the customers’ transactions. The questions will be limited to the meaning of more than 91,000 transactions that were recorded as “profit withdrawal” on the books of Bernard L. Madoff Investment Securities LLC.

    Meridian Capital Partners Inc. and related entities will pay $6.15 million to resolve litigation bought by Pension Trust Fund for Operating Engineers in connection with the Bernard Madoff scheme.

    JPMorgan’s motion to dismiss a complaint against it that it aided and abetted Millennium Bank’s scheme was denied. The court found that the plaintiffs had supported claims that the manager of the JPMorgan Napa branch had offered “substantial assistance” to the scheme by helping Millennium keep its account open despite signs that it was engaged in suspicious activity.

    The Ponzi scheme run by Fidentia has been linked to offshore asset concealment in the Panama Papers. The Panama Papers consist of 11.5 million documents leaked from the law firm of Mossack Fonesca and have implicated many world leaders and other high profile individuals to the use of secret offshore shell companies to conceal assets. Two convicted members of Fidentia who ran a Ponzi scheme, accountant Maddock and ex-broker Steven Goodwin, used the law firm to create offshore companies when Fidentia’s Ponzi scheme was exposed.

    Robert Miracle, 55, who was sentenced in 2011 to 13 years in prison in connection with a $65 million Ponzi scheme, has also been linked to offshore dealings by the Panama Papers. One of Miracle’s companies, Mccube Petroleum, was a shareholder in offshore companies created by Mossack Fonesca.

    A court approved a plan to pay more $172 million to the victims of Tom Petters. Victims lost about $1.9 billion in the scheme. The scheme involved 150 corporations, including Poloraid, Sun Country Airlines, and an interest in the Fingerhut catalog company. Petter is currently serving a 50 year prison sentence.

    CPA Mutual Insurance Company sued Raggi & Weinstein LLP, which has now dissolved, seeking a ruling that it does not have to indemnify the firm for a $2.4 million negligence jury verdict that stemmed from work the firm did for convicted Ponzi schemer Ira J. Pressman and his company, PJI Distribution Corp.

    The liquidating trustees of Rothstein Rosenfeldt Adler PA and Banyon Income Fund LP urged the Eleventh Circuit to find that National Union Fire Insurance Co. of Pittsburgh, Pa. and Twin Cities Fire Insurance Co. should be liable for enabling the scheme to flourish and should cover a $50 million judgment.

    In connection with the Stanford Financial Ponzi scheme, the Texas Supreme Court ruled on a questioned certified to it by the Fifth Circuit in Janvey v. The Golf Channel Inc. The court held that a business who receives a transfer in a Ponzi scheme need not return the money as a fraudulent transfer if it (1) fully performed under a lawful, arm’s-length contract for fair market value, (2) provided consideration that had objective value at the time of the transaction, and (3) made the exchange in the ordinary course of the transferee’s business.” Janvey v. The Golf Channel Inc., 2016 Tex. LEXIS 241 (April 1, 2016). 

    St. Anselm Exploration filed for chapter 7 bankruptcy 3 years after it was charged by the SEC with running a Ponzi scheme. The bankruptcy lists $65 million in debtor and about $1.2 million in assets. The SEC alleged that the scheme had defrauded 200 investors.

    The court in the George Theodule receivership case approved the distribution plan of the receiver where he proposes to distribute more than $5 million to the victims on account of their estimated $41 million in losses. Theodule had promised follow Haitian-Americans 100% returns on their money within 90 days if they joined his investment club, Creative Capital Consortium LLC and Creative Capital Concepts$, LLC. There were 3,000 to 6,000 victims in the scheme that involved more than $68 million. A bar date for filing claims has been set for August 16, 2016. Claim forms can be downloaded from www.creativecapitalreceivership.com. 

    The receiver of Vesta Strategies LLC obtained permission from the Ninth Circuit to revive his lawsuit against Continental Casualty Co. The receiver seeks to require the company to cover the losses of Vesta, arguing that recovery under the insurance policy would go the scheme victims and not to the perpetrators. The Ninth Circuit ruled that the policy called for coverage, even though the principal’s bad acts caused the losses.

Welcome to the light! Secured Party Creditor Process Pack $64.95

2016 MASTERS DEGREE

 UPDATES WITH ALL NEW INFO 

NEW INFO:SECURED PARTY CREDITOR PROCESS..

Acquire Vacant Homes..  1. Find any vacant house
.

 2. Do some fix-up and/or yard work (keep it under two hundred dollars).
 
3. File a lawful lien (claim to the property) arising from the fix-up work.
 
4. Foreclose on the lien, in the small claims court.

 5. Receive your default Judgement and conveyance to the property.
Included in the Secured Party Creditor Pack





Thanks for stopping by my blog,Ive spent the past 8 years going to expensive seminars and compiling some of the most sought after books and material (some info I cannot disclose here,but be assured this is the most up to date technology out there)on the Internet and I thought I could help people who are interested in this information get it all in one shot,If your interested in the accepted for value process,this is the step by step guide that walks you through the entire process.you need to start setting off your debt,this is a proven process that has been evolving over the last 30 years.This information is cutting edge and proven.You must get this information and share it with everyone you know.Below you will see a list of all the books you will receive and also a massive amount of bonus information that I cant disclose here.If you are in foreclosure now or it looks like your heading in that direction,or your struggling with your finances due to the current financial climate all of this info will help you to keep your home but more importantly understand how the system works.

All of this info will be sent to you in pdf format.Here is a list of just some of the books you will receive,plus a massive amount of insider secrets I cant name here.




1.ACCEPT IT FOR VALUE RETURN IT FOR VALUE,Private document, For entertainment purposes only, this is not legal advice. This is strictly a administrative/contract remedy, We are not tendering payment. There is no money to pay anything… The contracts are already in place in the background. We are simply accepting the credits they have established and authorizing them to set-off the debt with the said credits.Written in proper Bank-speak, it is possible to “set-off” unsecured debt items to the IRS and authorize the Secretary of the Treasury to issue Money Orders to pay off those debts using your public side Strawman Social Security Number. On the back side of that SSN, there is an alphanumeric account number in your Strawman name that is your private account that can be drawn from. By doing so, you help reduce the National Debt!

Accessing and utilizing your credit lawfully, safely, and wisely requires considerable education in just who you are in relation to the CORPORATION and your strawman. This process takes time. It requires you relearn your role in society. It requires courage and conviction to go against everything you have been told all your life. It requires responsible teachers and well-developed technology.

Ill show you my process and how it works for me.

2.How To STOP
The FORECLOSURE
On YOUR PROPERTY
A simple guide to save your house.
DEFENDING NONJUDICIAL DEED OF TRUST FORECLOSURES
PROCEDURE FOR RESTRAINING TRUSTEE'S SALES
POST-SALE REMEDIES
RAISING DEFENSES IN THE UNLAWFUL DETAINER
(EVICTION) ACTION
DAMAGES FOR WRONGFUL FORECLOSURE
300 + pages

These steps are taken into consideration
when you know you are not going to be able to pay for the loan but a
default is most likely in the future. You can also use some of these to protect
yourself way in advance of any default or foreclosure action.
1. File with the State a UCC1 Financing statement and addendum.
2. File an amended promissory note with the County Recorders office.
(notarized)
3. File a notice of replacement of Trustee and Beneficiary. (notarized)
4. File a Rescission of Power of Attorney. (notarized)
5. Send in a RESPA request.
6. File the UCC 3 amendment.
a. Vested Interest, UCC3
b. Security Agreement, (notarized)
c. Possessory lien. (notarized)
7. Send an AFFIDAVIT OF TRUTH. (notarized)
Start educating yourself on the Rules of Court and the Rules of Civil
Procedure.
easy to follow instructions.

Also a easy to use guide on the PRODUCE THE NOTE process...

Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe you’ve been treated unfairly, fight back. We have created templates for a legal request, a letter to your lender and a motion to compel to help you through the process.

How to handle the "UNLAWFUL DETAINER" AND MUCH MUCH MORE!
Dont ever leave your house...


3.BRAND NEW ! Property Protection Package.Proven method to postpone a sale date on your property.All forms included.Along with step by step instructions.

4.
1) SECURED PARTY CREDITOR PROCESS,Properly filing a UCC-1 form to establish a public record that you are not the STRAWMAN and in fact are the holder-in-due-course of it. This is the single most important tool in your tool bag because this alone changes the presumption of law from the side of the STATE to your side;

2) Making yourself the Power of Attorney over the corporate fiction.

3) Copyrighting the STRAWMAN's name. This doesn't just give you another defensive strategy - it gives you a very important offensive weapon, because from this point on, anyone who is coming after your STRAWMAN for anything without your permission is trespassing on your commercial property.

4) Properly filing your Public Notice and Surety Bond.

5) Properly filing these documents in your County Recorders Office.

5.Cracking the Code,redemption in law-how to become a sovereign,includes all forms and how to manual over 500 pages.The Uniform Commercial Code, "UCC," the subject of this manual, is the transcendent, paramount achievement of the efforts of a few thousands of intensely dedicated and single-minded collaborators (dare we call it "conspiracy"?) over the last two-plus millennia. It is the culmination of an almost incomprehensibly complex, systematic, intricate, pervasive, and far-reaching agenda of strategic and tactical global planning to secure absolute legal, financial, social, ecclesiastical, and political (military) dominance over the people of Earth. The fundamental medium chosen for accomplishing these iniquitous aims: Commerce. The UCC, first introduced in 1954, has been developed across the centuries with microscopically excruciating and painstaking attention to detail for avoiding forever risk of detection and revelation of its true nature. It was fully expected that the Code would never be cracked. Proof of this fact is the absence of any device/mechanism for the enforced reversal of the process and recapture of slaves who manage to break free. If you are a slave interested in breaking free, this manual has answers you have been searching for. Embarking on the pages of this volume, however, is comparable with "taking the red pill," and so should be carefully considered by worshipers of Big Brother and the faint of heart--for with such knowledge also comes the innate urge for responsibility, an unpleasant prospect for many. No matter your level of interest in the workings of the world around you and your commitment in making it a better place, if you "decide on the red pill" you will never again see it in the same way. The Code has been cracked, and awaits your decision.

6.How to discharge any traffic citation.2hr recording on mp3 file.

7.100 page booklet on filling your freedom documents.easy to follow instructions.all forms included.

8.All federal reserve routing numbers.

9.Exciting new Information on the 1099 OID Process,
PHILOSOPHY OF THE 1099-A METHOD

1099 OID Process:IRS works for creditors. IRS has forms that allow you to be a creditor and acquire funds that are in escrow. An outstanding balance, for instance, on an American Express card is in escrow. The funds are there – you just have to tell the IRS with the proper tax filings to access those funds and pay that guy off with them or return those funds to me.You can OID any funds that go out of your bank account – and get them back. Acquire escrow funds with a 1099-A.If you file a 1099-OID as Recipient, those get reported on a 1040 if you want to get the funds returned.1099-As don’t get reported; neither do OIDs when you’re the Payor. i1040 is available on the IRS website; it gives line by line instructions for the 1040.

Claiming Original Issuance - meaning any debt obligations you put out in the public. When money comes out of your checking account, when you swipe your credit card, when you sign a promissory note. Credit cards create obligations and thus as the creator you have the right to claim them. With the OID you can also fractionalize your account. Meaning pay for $50 dollars for gas with credit card A, then pay off credit card 'A' with credit card 'B', pay off credit card 'B' with your Checking account. Now with a $50 dollar purchase you created a $150 obligation which you can OID. Whether that is ethical or not is another discussion, but ITS BANKING. It's what banks do. This strategy can be used to fractionalize your account as much as you want. You can also acquire assets. Thus if I have a Student Loan for $15,000. I can use a 1099A acquisition and a 1099 OID, report it on my 1040, and poof I have acquired the asset.


10.Sure fire way to clean up your credit reports.All the inside secrets they dont want you to know.easy and fast!
step by step instructions.

11.Secured Party/Creditor Filing Procedures & Treasury Chargeback instructions/most up to date technology.

12. ***BRAND NEW*** IRS REMEDIES,How to operate in the Civil and Criminal courts.Youve got to get this!this will blow your mind!


13.******ALL NEW ADMINISTRATIVE PROCESS TO GO AFTER BILL COLLECTORS,STOPS THEM DEAD IN THERE TRACKS!
Debt collector attack plan/administrative process,with all forms.
1.NOTICE OF CORRECTION FOR FRAUD
2.CERTIFICATE OF NON-RESPONCE
3.CERTIFICATE OF PROTEST
4.CERTIFICATE OF SERVICE
5.NOTICE OF CONDITIONAL ACCEPTANCE
6.NOTICE OF DEFAULT AND DISHONER
7.NOTICE OF RESCISSION
8.NOTARY CERTIFICATE OF SERVICE
9.NOTARY PRESENTMENT LETTER
10.NOTICE TO CEASE AND DESIST
and much much more

ALL NEW
The Commercial Lien Strategy
You can file a commercial lien on property in another state or on property you ’ ve never
seen. With a commercial lien, you can attack the personal property of your adversary at
long range rather than merely fighting to defend your own property in your own back
yard. This offensive capability makes the commercial lien a powerful legal weapon. With
the commercial lien, you can literally take the fight to their back yards.
this 85 page tutorial breaks it all down.



You will receive all of these books plus the bonus material I cant name here in pdf/word doc format,they will be sent to you the same day I receive your donation.Use the PAYPAL DONATE button at the top of this page. donate button will not show up on your Iphone,so you will need to get on a laptop.or send donation via paypal to atexascash@hotmail.com...
 Please email me after sending/making your donation.Also I will be sending you an email shortly after your donation is made please be sure to check your junk/spam folder!


All orders sent out by 10:00 am pst 7 days
thanks for your donation!

email: atexascash@hotmail.com

Need a good Attorney?

This is why you should never hire an Attorney: Because when you do, You are considered a WARD of the STATE!

When You Hire an Attorney, You Are Considered A Ward of the STATE ... An Imbecile, An Incompetent

The reason you are considered a Ward of the STATE is because your Mother signed your Record of Live Birth as the "Informant", ultimately acting as the Trustee of the Executors (Fathers) Estate.... In doing so, she unknowingly signed away the property (the Child) of the Executor (the Father) to the STATE. If married, she's acting as the co-Executor of the Estate, or in the capacity of a Trustee; one with authority to sign over property.

Your Mother Abandoned You At Birth. Have you noticed the Mother's address is already pre-typed in one of the boxes? Have you noticed there is no address for the Father on the COLB? Have you noticed, it's the address of the Mother's "MAIDEN" name in that box? And have you noticed they had the Mother sign as the Informant, and not the Father?

Look here what I found: The STATE of OKLAHOMA'S very own Instructions on Completing the Birth Certificate:

"Signature of Parent

Have parent review the Certificate of Live Birth for accuracy, read the statement contained in this section and sign this section certifying the accuracy of the certificate.We suggest that you ask only the mother to sign the birth certificate. Never have a parent sign a blank or incomplete certificate."

Now why would the Dept. of Health and Vital Statistics teach Doctors, Nurses, and Hospital Administrators to 'coerce' the Mother into signing the "Certificate of Live Birth" instead of the Father, who is the Executor of the Estate? ..... Because the Executor is the Highest Office of the Estate, and the STATE does not care to deal with Him; they would rather go after the Informant/Trustee instead.

Attempting to Administrate an Estate without written-authorized consent of the Executor is very costly; people go to prison, but if they can 'coerce' the Mother/Informant/Trustee to sign over the property, then they have a legal leg to stand on.

NOTE: An Estate must come before a Trust. The STATE issued the Child a "Certificate of Death" which created a new Estate; the legal-fiction, corporate YOU, in which They, were the creator of.

1. The Womb-man is her own Estate in which she's the Executrix if she has reached legal age. If not, her Father is the Executor of her Estate until that time.

2. The Man is his own Estate in which he's the Executor once he comes of legal age, or marries. Until then, his father is the Executor of his Estate.

3. When they get married, it forms a Trust.

4. The Womb-mans Estate now becomes property of the Man.

5. The Two of them come together and have a Child.

6. Women cannot own offspring, only the Man, therefor the Child is property of the Executor's Estate until he/she reaches legal age.

7. The Father is never made aware of this fact.

8. The STATE coerces the Mother into signing the Record of Live Birth as the "Informant", acting as the Trustee.

9. By doing this, she is acting as the Trustee of the Executors Estate (the Father) and giving the Child to the STATE, ultimately abandoning the Child.

10.The STATE runs an add in the local paper announcing the birth and abandonment of the Child (they leave out the abandonment wording).

***** That Was Public Notice and Due Process of Law *****

11.The Executor (Father) never shows up to claim his abandoned property, so the STATE takes ownership; they fulfilled due process by way of public notice in the newspaper.

12.The Doctor sends the Record of Live Birth to the STATE Health Dept. and Vital Statistics.

13.Now the Child is an Orphan; a Ward of the STATE; abandoned by it's Mother, via the birth announcement she signed as the Informant.

14.The STATE sends the Record of Live Birth to the Registrar's Office, where a New Estate is created and now placed in Probate.

13.The STATE takes the Record of Live Birth and hides it away in the vaults, never to be seen again; now to be used a Security Instrument to back the Nations Debt; The future labor of the Child, which is now One Stock Share in the foreign corporation: UNITED STATES.

13.They split the title and create what's known as the "Certificate of Live Birth", and send that newly created Office (The COLB) to the Child in the mail; it's his/her new identity, and when the Child reaches legal age, he can now become the Occupant of the Executors Office of that newly created Estate, but is never made aware of this.

NOTE: The STATE cannot do business with, or enter into contracts with a living-breathing human being. This is why they created the "Certificate of Live Birth" aka "Certificate of Death", which is the Office of a newly created "corporate" You; the fictitious entity and presumption in law You. They had to turn you into a corporation so they could control you by way of contracts using Trust-Estate, and Probate Law.

NOTE: The CESTUI QUE VIA Act of 1666 made us all dead at birth; cast beyond the sea; lost at sea; dead to the world, and if one day we were ever to return from sea and announce that we are alive, we can take our lawful throne as Executors of our own Estates.


14.Now the Child grows up and remains an incompetent Ward of the STATE because he/she never steps up and assumes their proper roles as the Executor/Executrix of their own Estate once they reach legal age.

15.The now adult uses this COLB as their sole source of identity, even though the STATE advised not to use it as identity (can you say incompetent?)... Just as they say not to use the SS Card as identity.

16.The now 'incompetent adult' aka 'Ward of the STATE', uses the COLB to get a drivers license, social security card, checking account, etc.

17.Now the adult-incompetent is masquerading around town, using this Certificate of Live Birth as identity to get into other adhesion contracts, and basically acting as an agent of the foreign corporation known as the UNITED STATES and is now obligated to pay an income tax; and excise tax; a property tax, and ultimately be subject to the STATE. Now you are obligated to abide by their statutes, rules and regulations.

NOTE: There is a catch to this #17: They are 'presuming' you're an employee of their corporation, but if you are not receiving a paycheck, and there was no employment contract, and they cannot provide proof of pay, then what do they have? Do you work for free? Can they compel you to work for free? That estate is an Office; you are the Occupant of that Office (the corporate-fiction you), and as the Occupant of that Office, shouldn't you be paid for your services?

18.You have lost your Inherent Rights and have been "granted" rights and privileges instead ... 14th Amendment US citizen!


Daddy never showed up to claim his property, and the STATE took it upon themselves to 'adopt' the Child; take it in as their own. The Child is now considered a Ward of the STATE; an incompetent bastard Child with no Father, and the Mother abandoned him/her.

The "Certificate of Live Birth" has a STATE Seal and Registrars Signature, which is certifiable proof the Estate is in or has been in Probate. The Registrar is the court of Probate and Probate deals with Estates of the DEAD, hence the legal fiction name (NAME or Name) on the "Certificate of Live Birth" ... the presumption of law, the other You.

To the courts we are dead; legal fictitious entities; wards of the STATE; bastard Children; Orphans, and they do not wish to deal with us directly. This is why they want you to speak to them (the judge) through one of their own (BAR Attorneys).

The BAR Attorney has a Superseding Oath to the BAR aka British Accreditation Registry; their first loyalty is to the court. They are there to lead the sheep to their slaughterer, the Undertaker in the Black Robe. The judge is Administering the Estate of the incompetent, and his main objective is to make revenue for the STATE, which is acting as the Beneficiary of the Estate, and You and I are being put into the Trustee position of our own Estates.

Now you understand why the Lord said "Woe unto Ye Lawyers".

BAR Attorney's first allegiance is to the Crown, not you. They are there to make you believe someone is fighting for you, but the truth of the matter is: They are there to help the presumed Administrator of your Estate (the BAR attorney wearing the Black Robe-Undertaker)make as much money as possible for the court, him/herself, and the STATE.

Read it again at the top of this post, right out of the Corupus Juris Secundum ... You are a WARD OF THE STATE, an IMBECILE, A MENACE TO SOCIETY, and INCOMPETENT, and that's the truth, take it as you will.

NOTE: I am not saying all attorneys are scumbags that are intentionally trying to harm you. Some of them know what they are doing, and some of them probably truly believe they are doing the best they can to help their clients. But, it's all about the Estate; it's all about the money, and it's all about your slavery and unjustly enriching the STATE in the end.

It is a Constructive Fraud upon you from birth, and that's my heartfelt opinion; take it as you will.

UCC-1 is the Best Gift you could ever give for you and your family, file today!

Today the majority of Americans pay taxes because when they get a job their employer requests that they fill out either: Internal Revenue Service Form W-2, Form W-4, or Form 1099, which, as a direct result, withholds taxes from their paychecks for their labor. [The majority doesn’t have a clue as to why they are paying these taxes in the first place.]

It has been affirmed that labor is a fundamental, unalienable right , protected by the United States Constitution. This fundamental right is not supposed to be taxed.

It is presumed that everyone, is expected to know the law. It has been long held that, ignorance of the Law is not an excuse or a defense. The well established maxim that: "He who falls to assert his rights - HAS NONE!", unequivocally establishes that just as a closed mouth never gets fed, "a matter must be expressed to be resolved."

When it comes to dealing with lawyers, government, and the Internal Revenue Service (which is not an agency of the United States Government, but a private foreign-owned corporation) withholding and keeping knowledge from the people is nothing new. It is a common business tactic that has been going on from the beginning of its inception. It will, most likely continue as long as we rely upon lawyers and government to do that which we ourselves should be doing.

In order to find the answer as to why your labor is being taxed, when the Constitution says it is not supposed to be, It is necessary to understand how government exists and operates.

To accomplish this requires a quick review back in history to the time of the War Between the States.

The People of this Nation lost their true Republican form of government. On March 27, 1861 seven southern States walked out of Congress leaving the entire legislative Branch of Government without quorum. The Congress of the Constitution was dissolved for inability to disband or re-convene. The Republican form of Government, which the People were guaranteed - ceased to exist. Out of necessity to operate the Government, President Lincoln issued Executive Order No. 2. in April 1861, reconvening the Congress at gunpoint in Executive, emergency, martial-law-rule jurisdiction. Since that time there has been no “‘de jure” (sanctioned by law) Congress. Everything functions under “color of law” (the appearance or semblance, without substance, of legal right.) Through Executive Orders under authority of the War Powers, (i.e. emergency, i.e. law of necessity) the "law of necessity" means no law whatsoever, as per such maxims of law as:

"Necessity knows no law" [(the law of forbidding killing is voided when done in self-defense)].

"In time of war laws are silent." Cicero.

To establish the underlying debt of the Government to the Bankers, to create corporate entities that are legally subject to the jurisdiction which they exist, and to create the jurisdiction itself correctly, the so-called (fraudulent and unratified) Fourteenth Amendment was proclaimed and passed in 1868. This was a cestui que trust (operation in law) incorporated in a military, private, International, commercial, de facto jurisdiction created by, and belonging to, the Money Power, existing within the emergency of the War Powers, the only operational jurisdiction since the dissolution of Congress in 1861.

Through the 14th Amendment, an artificial person-corporate entity-franchise entitled "citizen of the United States” was born into private, corporate limited liability. Section 4 of the 14th Amendment states: "The validity of the Public Debt of the United States (to the Bankers) ... shall not be questioned."

Within the above-referenced private jurisdiction of the International Bankers, the private and foreign owned "Congress" formed a corporation, commercial agency, and Government for the "District of Columbia" on February 21, 1871, Chapter 62, 16 Stat. 419. This corporation was reorganized June 11, 1878, Chapter 180, 20 Stat. 102, and re-named "United States Government." This corporation privately trade marked the names: "United States," "U.S.," "US," "U.S.A.," "USA" and "America."

When the United States declared itself a municipal corporation, it also created what is known as a cestui que trust to function under by implementing the Federal Constitution of 1871, and incorporating the previous United States Constitutions of 1787 and 1791 as amended, as by-laws. Naturally, as the grantor of the trust, this empowered the United States Government to change the terms of the trust at will.

As evidenced under the Federal Constitution of 1871, the 14th Amendment, the People of the United States, without their consent, were declared "Citizens" and granted "Civil Rights." These so-called civil rights are nothing more than mere privileges. Privileges which government licenses, regulates, and can re-interpret to suit it's purposes at any time for any reason. The Federal Corporate Government also conveniently somehow forgot to disclose to the People that the term "Citizen” with which they have made every living and breathing inhabitant a “subject”, was defined in law as a "Vessel" engaged in commerce.

In 1912, when the bonds, that were keeping the US Government afloat, and, were owned by the Bankers, came due, the Bankers refused to re-finance the debt, and the colorable, martial-law-rule Congress was compelled to pass, the Federal Reserve Act of 1913. This Act surrendered constitutional authority to create, control, and manage the entire money supply of the United States to a handful of private, mostly-foreign bankers. This placed exclusive creation and control of the money within the private, commercial, foreign, and military jurisdiction of 1861, into corporate limited liability. America converted from United States Notes to Federal Reserve Notes, beginning with the passage of The Federal Reserve Act of 1913. Federal Reserve Banks were incorporated in 1914, and, in 1916, began to circulate their private, corporate Federal Reserve Notes as "money" alongside the nations “de jure” currency, the United States Notes. Whereas United States Notes were actually warehouse receipts for deposits of gold and silver in a warehouse (bank), thus representing wealth (substance, portable land; the money of sovereigns), the new flat money (Federal Reserve Notes) amounted to "bills for that which was yet to be paid," i.e. for what was owed! For the new "benefit" of being able to carry around U.S. Government debt instruments (Federal Reserve Notes) in our wallets instead of Gold Certificates or Silver Certificates, we agreed to redeem the newly issued Federal Reserve Notes in gold and also to pay interest for their use in gold ONLY! Essentially, the Fed issued paper with pretty green ink on it and we agreed to give them gold in exchange for the "privilege" of using it. Such was the bargain. Through paying interest to the Federal Reserve Corporation in gold, the US Treasury became progressively depleted of its gold. America's gold certificates, coin, and bullion were continually shipped off to the coffers of various European Banks and Power Elite. In 1933, when the Treasury was drained and the debt was larger than ever (a financial condition known as "Insolvency"), President Roosevelt proclaimed the bankruptcy of the United States. Every 14th Amendment "citizen of the United States" was pledged as an asset to finance the Chapter 11 re-organization expenses and pay interest in perpetuity to the CREDITORS (Federal Reserve Bankers) and the "national debt", ("which shall not be questioned").

On March 9, 1933, Congress passed the Amendatory Act (also known as the Emergency Banking Relief Act) to the Trading with the Enemy Act (originally passed on October 6, 1917) at a time when the United States was not in a shooting war with any foreign foe and included the People of the United States as the enemy.

At the conference of Governors held on March 6, 1933, the Governors of the 48 States of the Union accommodated the Federal Bankruptcy of the United States Corporation by pledging the faith and credit of their State to the aid of the National Government.

Senate Document 43 of the 73rd Congress, 1st Session (1933) did declare that ownership of ALL PROPERTY is in the STATE and individual so-called ownership is only by virtue of government, i.e. law amounting to "mere-user” only; and individual use of all property is subordinate to the necessities of the United States Government.

Under House Joint Resolution 192 of June 5, 1933, Senate Report No. 93549, and Executive Orders 6072, 6012 and 6246, the Congress and President Roosevelt officially declared bankruptcy of the United States Government. |

Regardless of the cause or reason, what many American's either do not understand and/or have failed to seriously grasp, is that by the use of Federal Reserve Notes; (which Is not Constitutional Money defined under Article I Section 10 of the United States Constitution), the People of the United States since 1933, have not had any Constitutionally lawful way to pay their debts. They therefore have not had any way to buy or own property. The People, for the benefits granted to them by a bankrupt corporate Government, discharge their debts with limited liability using Federal Reserve Notes. They have surrendered, by way of an unconscionable contract, their individual Rights under the Constitution, in exchange for mere privileges!

A review of countless United States Supreme Court decisions since the 1938, landmark case, Erie Railroad v. Tompkins, (304 U.S. 64-92) clearly establishes that only the State has Constitutional Rights, not the People. The People have been pledged to the bankruptcy of 1933. The federal law administered in and by the United States is the private commercial "law" of the CREDITORS. That, due to the bankruptcy, every "citizen of the United States" is pledged as an asset to support the bankruptcy, must work to pay the insurance premiums on the underwriting necessary to keep the bankrupt government in operation under Chapter II Bankruptcy (Reorganization). That upon the declared Bankruptcy, Americans could operate and function only through their corporate colored, State created, ALL-CAPITAL-LETTERS-NAME, - that has no access to sovereignty, substance, rights, and standing in law. The Supreme Court also held the "general (Universal) common law" no longer is accessible and in operation in the federal courts based on the 1933, bankruptcy, which placed everything into the realm of private, colorable law merchant of the Federal Reserve CREDITORS. To take this to a different level and not only explain why you pay taxes, but also why you do not own the house you live in, the car you drive, or own anything else you think you've bought and paid for etc. The State Government and its CREDITORS own It all. If you think you own your home just because you believe you paid it using those Federal Reserve Notes, just like everything else you possess by permission of Government, simply stop paying your taxes, (user-fees), (licenses) and see just how long Government and the CREDITORS allow you to keep it before they come to take it away from you.

How can all this really be? Why haven't you been told all of this before now? Ignorance of the law is no excuse. Every man is deemed (required) to know the law. Government expects you to know the law, and holds you fully accountable for doing so. Ignoring these facts will not protect you. The majority of American's have been given a Public Education to teach them only what the Public, i.e. government (CREDITORS) wants them to know. It is and always has been each individuals personal responsibility, duty and obligation to learn and know the law.

What this breaks down to is this: Back in 1933, when the United States went into bankruptcy because it could no longer pay its debts it pledged the American People themselves without their consent as the asset to keep the government afloat and operating. Because government no longer had any way to pay its debts with substance, was bankrupt, it lost its sovereignty and standing in law. Outside and separate from Constitutional Government, to continue to function and operate, it created an artificial world consisting of artificial entities. This was accomplished by taking everyone's proper birth given name and creating what is called a "fiction in law," by way of an acronym, i.e. a name written in ALL-CAPITAL-LETTERS to interact with. A name written in ALL-CAPITAL-LETTERS is not a sentient, flesh and blood human being. It is a corporation, fiction or deceased person. Government as well as all corporations, including the Internal Revenue Service cannot deal interact with you or interact with you via your proper name given you at birth, only through your ALL-CAPITAL-LETTERS-NAME!

Another little tidbit of knowledge which has been conveniently kept from the People is this; When the Several united States signed the treaty with Great Britain ending the Revolutionary War, it was a concession that ALL COMMERCE would be regulated and contracted through British Attorney's known as Esquires only.

This condition and concession still exists today. No attorney or lawyer in the United States of America has ever been "licensed" to practice law (they've exempted themselves) as they are a legal fiction "person" and only an "ADMITTED MEMBER" to practice in the private franchise club called the BAR (which is itself an acronym for the British or Barrister Aristocratic or Accreditation Regency), as such are un-registered foreign agents, and so they are traitors. Esquires (Unconstitutional Title of honor and nobility = Esquires), foreign non-citizens (aliens) who are specifically prohibited from ever holding any elected Public Office of trust whatsoever! Article I, Section 9, clause 8, states: "No Title of Nobility shall be granted by the United States: And no Person holding any Office of Profit or Trust under them, shall, without the Consent of the Congress, accept any present, Emolument, Office, or Title, of any kind whatsoever, from any King, Prince, or foreign State."

As a direct result, attorneys and lawyers cannot and do not represent you in your proper birth or given name. Attorneys and lawyers re-present corporations, artificial persons, and fictions in law - ONLY!

What the majority in this country fail to recognize is this: because of the bankruptcy and having been pledged as an asset to the National Government's debt, this makes all citizens DEBTORS under Chapter 11. DEBTORS in bankruptcy having lost their solvency - have NO RIGHTS nor STANDING IN LAW and are at the mercy of the CREDITORS.

All courts today sit and operate as Non-Constitutional, Non-Article Three Legislative Tribunals administering the bankruptcy via their "statutes," ("codes.") All Courts are Title 11 Bankruptcy Courts where these statutes are, in reality, "commercial obligations” being applied for the "benefit" or "privilege" of discharging debts with limited liability of the Federal Reserve-monopoly, colorable-money Federal Reserve Notes (debt Instruments).

This means every time you end up before a court - not only do you NOT have any standing in law to state a claim upon which relief can be granted, YOU HAVE NO CONSTITUTIONAL RIGHTS! Why? Because you are a DEBTOR under the bankruptcy and in addition to having contracted away your rights in exchange for benefits and privileges; you do not have one single shred of evidence to establish otherwise.

In bankruptcy ONLY CREDITORS have rights! In a nutshell, as a DEBTOR, it is impossible for you to access Constitutional Rights, they are reduced to mere privileges which are licensed, regulated, and can be altered, amended and changed to meet whatever the particular or special needs of government for whatever whim. If taking away your home, your car, taxing your labor, or locking you up for violating any of the Sixty MILLION plus legislatively created DEBTOR codes and statutes they have on the books today happens to meet the needs of government - it really doesn't take a rocket scientist to realize who the loser will be!